EDISON BLOG

New Season, Fresh Start: Quick Spring Cleaning Tips


 
Spring is finally here, which means freshly blooming flowers, happily chirping birds, and a hint of warmth in the air. Spring signifies rebirth, new growth, and vitality. Here are some steps to a successful Spring cleaning.
 
  •  Use the appropriate cleaning supplies: If your kitchen has stainless steel appliances or you have granite countertops, be sure to use a cleaning substance which is made for the specific material, giving it a better clean.
 
  • De-Clutter: Now is the time to go through your cupboard, pantry and refrigerator to clear out expired or unhealthy items. It is easy for old or expired items to go unnoticed, so take the time to sort through everything and re-organize. Getting rid of unhealthy items signifies the start of a healthier lifestyle.
 
  • Tackle the refrigerator: This means the inside and the outside. The best thing to do is remove all of the items from your refrigerator, along with the drawers and shelves and clean everything individually. Before putting the items back in, clean the surfaces which cannot be removed with a sponge.
 
  • Change your normal routine: A new season calls for a fresh start. Try something new, such as weekly family activities, diet, exercise, etc.
 
  • Clean the windows: Windows are one of the many things in your home which go unnoticed year-round. Cleaning each window in the house, inside and out, may seem time consuming, but doing so will make your home sparkle. Tip: Wash your windows on a cloudy day, to prevent the sun from drying the cleanser before you finish wiping, which avoids streaking.
 
  • Rip out weeds and plant new seeds: Since you are cleaning the inside of your home, you might as well clean the outside as well. Make an effort to remove the weeds growing in your garden and replace them with seeds which will let your garden flourish.
 
  •  Deep clean your oven and dishwasher: If you noticed a burning smell when you turn on your oven, it is because something actually is burning. After cooking many meals, there may actually be food stuck to the inside if your oven which is burning every time you turn it on. With a sprinkle of baking soda and white vinegar, it should be easy to scrub off the mess. As for your dishwasher, after you’ve cleared any food pieces from the bottom, run an empty cycle with safe dishwasher cleanser.
 
  • Have your carpets steam-cleaned: The choice to bring in a professional or handle the task yourself is ultimately yours, but it is best to deep clean your carpets 3-4 times a year. Even though your carpet may appear to be clean, they are proven to hold a lot of bacteria and dirt, especially from shoes.  
 
 
When the time comes to deep clean your home, be sure to do a complete walk-around in your home and focus on areas you usually wouldn’t. Have your family members help out and assign each person a different task so you can get the job done quicker. This is the key to a successful Spring cleaning. Wishing you a great season of new beginnings.

Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips. Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida home insurance or to get a quote, please call (866) 568-8922.

Daylight Saving Time Begins on March 12th

 
 
On March 12th, 2017 at 2am, the clocks will spring forward 1 hour, marking the beginning of Daylight Saving Time. For some, the thought of losing an hour of sleep in the Spring is more difficult than adjusting to the extra hour we get in the Fall. Here are some tips to help you quickly adjust this year:
 
  • Sunrise and sunset will be 1 hour later than the day before. Remember to set your alarms, since your body clock may be a bit off.
 
  •  Avoid taking a nap in order to fall asleep earlier, helping you wake up the next day. By taking a nap, you are providing your body with extra energy which will only keep you awake longer at bedtime.
 
  •   Be alert. Give yourself an extra push to get yourself out the door on Monday. Pay extra attention on the road, as you may not be the only tired driver on the road. 
 
  • By eating meals at your normal scheduled times, it will help your body adjust to the time change much faster. Try to keep your schedule as regular as possible.
 
 
By embracing this small time change, you will be adjusted in no time. We hope you will take these suggestions into consideration when Daylight Saving Time approaches. 


Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida home insurance or to get a quote, please call (866) 568-8922.

The Importance of Child-Proofing Your Home


 
According to the U.S Centers for Disease Control and Prevention, approximately 2.3 million children are accidentally injured every year and more than 2,500 are killed. Because of this, it is extremely important you take measures to child-proof your home. Here are some tips to keep your children safe in your home:
 
Hire a professional: If you are worried your “DIY project” won’t do the trick, hire a professional to do the work. This will give you peace of mind and you’ll be certain nothing falls through the cracks.
 
Get a “baby’s eye view” of your home: You won’t realize how many things a child is able to get into unless you take a look for yourself. As silly as it may seem, get down on your hands and knees and take a crawl through the house. Ask questions such as: “What looks tempting?”, “What would I touch if I were a baby?”, and “What’s within reach?”. Anything which draws your attention should be child-proofed.
 
Pay attention to all life stages: As your baby grows, you will need to consider reevaluating your home. There will be more things your child can reach and grab, such as items from low surfaces like coffee tables.
 
Lock up potential poisons: It only takes a second for a child to put something into their mouths. Lock away cleaning supplies such as bleach, along with sharp objects and medicines.
 
Beware of tiny objects: Keep an eye out for small pieces on the floor such as coins, beads and paper clips which your baby could choke on and avoid buying toys which contain these things. If there are other children in the home who play with small toys, be sure to designate an area where they can store them, away from your baby.
 
Be wary of visitors: Although you may have child-proofed your home, it doesn’t mean your guests’ pockets and purses are child-proof as well. Babies are curious and will be attracted to new things.
 
Install gates: This is something a professional may insist on when evaluating your home, but if you are doing it yourself, it is something you should consider. Installing gates in your home allows you to keep your baby in a designated area, as well as away from prohibited dangers such as stairs and open doors. Generally, you should invest in gates which are difficult for children to dislodge or break, but ones you can easily open and close in the case of an emergency.
 
We hope you will take these suggestions into consideration when child proofing your home. For more information and other ways to keep your home safe, visit www.parenting.com


Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips. Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida home insurance or to get a quote, please call (866) 568-8922.

Travel Insurance 101


 
Most people often have to think before they add insurance to their travel plans, but the few extra dollars it costs to insure your trip, could actually save you in the long run. A vacation or trip can sometimes cost thousands of dollars, so it is extremely important you cast your safety net.
 
What is Travel Insurance?
 
There are several types of travel insurance, including Trip Cancellation, Lost Baggage, Medical, Dental, Emergency Evacuation, 24 Hour Traveler Assistance, Baggage Delay, Travel Delay, and Accidental Death Coverages. Some policies may also offer options for rented cars such as Collision/Damage coverage. There are policies which offer all of these options in a bundle, or separately depending on the type of trip you are taking. In the case you may need to cancel your trip due to illness or unforeseen events, your travel insurance will come in handy.
 
Trip Cancellation Insurance:
 
This should not be confused with a Cancellation Waiver, which many cruise and tour operators offer which provides coverage should you have to cancel the trip. Waivers usually cost around $40-$60, but they have limitations, such as the time period in which you may cancel. Most waivers don’t cover you if you cancel right before the trip (which is when most people cancel) or after the trip has begun.
 
Trip Cancellation Insurance would reimburse you if the cruise line or tour operator has gone out of business, or if you have to cancel the trip due to illness, death, or other scenarios listed in your policy. Even if you or a family member are injured during the trip, most policies would reimburse you for the unused portion of the trip.
 
The cost of this type of insurance can range between 5-7% of the cost of the vacation. While you may think or hope everything will be fine, it could be in your best interest to consider insuring your trip.
 
Lost Baggage:
 
This is every traveler’s nightmare. From the time you check your bags in, there is usually a moment of anxiety until it appears again on the belt at your given destination. This type of coverage comes into effect if your personal belongings are lost, stolen or damaged during travel. It may be a good idea to check with your airline or trip operator to see how much coverage they offer for your belongings.
 
Medical:
 
If you or your family member had to be airlifted or transported to a hospital due to an accident, or if you needed to stay in a foreign hospital for an extended period of time, your policy would provide coverage. It should also provide coverage if you needed to fly home because you weren’t feeling well during the trip. You should also check with your current health insurance provider and find out what type of coverage you already have for travel.
 
Accidental Death:
 
In the event the worse thing happens, and you or a family member pass away on your trip, travel insurance would provide a variety of coverages. If you already have a life insurance plan, this may be unnecessary, however, taking a moment to learn more about accidental death coverage may be something to consider before embarking on your next adventure.
 

Certain credit card companies offer travel-related services and coverage and you could also purchase it from either a travel agent or directly from an insurer who specializes in travel-related coverage. Before booking your trip, have a discussion with your family to decide if travel insurance could be beneficial.
 
We hope these suggestions will help you when making the decision to purchase travel insurance. Safe travels.


Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to FL homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.
 

Clean Out Your Computer on February 13th



 
What a better way to start your Monday in the office than to clean out your computer? On February 13th, it is National Clean Out Your Computer Day. Here are some simple tips in order to start fresh with your desktop:
 
Start with the desktop: If your desktop is cluttered, start by clearing out unnecessary files such as saved photos which are no longer needed, documents which could be tucked away in a folder, e-mails, etc. By putting everything in its place, they will be much easier to find rather than having to scan your desktop on a daily basis trying to find your files.
 
Get rid of excess apps: If there are applications you’ve installed, but never use, they may be taking up memory from your computer, and maybe even slowing it down. You should first check to make sure the application isn’t a necessity to avoid taking a step backwards.
 
Check for dust and dirt: You will likely be very surprised to discover how much dust your computer is holding, inside and out. The best way to remove dust is by using a can of compressed air. Spray places such as the keyboard, mouse, fan, vent and monitor. Before you do this, it is best to power off your computer to be on the safe side.
 
Organize your wires: If you notice your computer’s wires are tangled and messy, first unplug your computer completely, untangle the chords and use something like Velcro wrap to keep them all together. This prevents the wires from getting tangled again in the future and it will be easier to see where each one leads.
 
National Clean Out Your Computer Day is a day to take some time out of your busy schedule in order to perform well-needed maintenance on your computer. We hope these tips will make this process even simpler. 


Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to FL homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.

How Climate Change Can Affect Your Locks


 
We rely on door locks more than we even realize. They are a part of our everyday routine as we enter and leave our homes and cars. When something isn’t working properly, it puts us in quite a jam. It is the moment we realize the importance of this tool. The most common issue surrounding lock trouble is the weather. As temperatures fluctuate, locks can be easily compromised.

During the summer, many homeowners will experience jammed locks, as a result of expanding frames due to the heat. When this happens, locks become stuck in one position and take a lot of effort to turn. This usually occurs with deadbolt locks which can become compressed in the door while the frame swells.

In the winter, even more homeowners struggle with lock issues due to the temperature dropping too low. On the contrary to summer, the locks will contract, which results in a poor fit between the lock and the door.

You can take preventative measures by making sure you are working with experienced and reputable locksmith companies to ensure you are getting a lock which properly fits your door. This reduces the chances of running into weather-related lock issues. You may also want to take an opportunity to replace your wooden door frame with a more durable option to prevent swelling and contracting due to fluctuating temperatures. Also, try lubricating your locks on a regular basis to make them easier to turn even when the weather is changing. A locksmith can provide you with this service.

The weather can affect your lock function in several ways. If you find yourself running into trouble, it would be best to call your locksmith and have the issue addressed as soon as possible. 


Allow Edison Insurance Company to shine our light on you and your family by insuring your FL home, condominium, and precious belongings. Should the unexpected occur, you will be our main focus while we restore your home. To learn more about Edison Insurance Company, please give us a call for a home insurance quote at 866-568-8922 or visit our website.

How Often Should You Review Your Insurance Policy?


Think you’ve done adequate review of your insurance policy? Well, think again. Reading through your insurance policy and benefits before signing and submitting just isn’t enough. We all go through many life changes each year, which could have a significant impact on your insurance needs. Here are a few changes which could occur which may show you why you may want to take another look at your policy:
 
  • Marriage or divorce
 
  • A child or grandchild who is born or adopted
 
  • Significant changes in your health or spouse’s health
 
  • Purchasing refinancing a home
 
  • Coming into an inheritance
 
  • Family members in need of long-term care or taking on the financial responsibility of an aging parent
 
There are many other changes which could occur in one’s life. In order to be sure you are protected, it may be best to take a few moments to review your policy or speak to your agent so you can obtain the coverage which suits you best.


Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to FL homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.

Choosing a Homeowners Insurance Carrier


 
Purchasing a new home is a major investment, therefore, choosing a dependable homeowners insurance company should be one of the first decisions you make. During your decision-making process, it is important to keep a few things in mind:
 
  • Years in business: Do a little research on the company and find out how many years they have been in business. Some people feel more comfortable than others when it comes to investing in a newer business. Although a newer business isn’t necessarily better than an older one, you may be able to get a better idea of their track record.
 
  • Financial Stability: Financial Stability Ratings® (FSRs) are useful when comparing insurers - the higher the rating, the greater the company's financial stability and capability to fulfill their financial obligations to you - the policyholder. Educating yourself about a company’s financial strength is very important, since this will be the company in which you are placing your trust.
 
  • Customer Satisfaction Ratings: Hearing what previous/current customers have to say about their insurance company can be extremely beneficial. You can see through the customers’ eyes based on their experience and satisfaction with the company. This shouldn’t be the only method you use during your decision-making process, but it should give you a good idea on how the company treats its customers.
 
 
The most important thing is to do your research. Choosing a homeowners insurance carrier based on popularity or what you’ve heard on TV or the radio isn’t the best idea. You deserve the peace of mind which only comes from knowing your biggest investment is protected by a strong, solid carrier. 


Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida home insurance or to get a quote, please call (866) 568-8922.
 

Winter Gardening Tips


 
You may not think gardening is very important during the winter. By the time this season rolls around, most yards have been cleaned and raked, and shrubs have been pruned. Most people wait around for warmer weather and then start to plan their beautiful garden. The problem is, if you wait until summer, your garden may not turn out the way you imagined.
Beautiful landscapes are the result of long-term planning. Winter makes a great season to plan the overall design of your yard and plan improvements. Here are some tips to help create your beautiful summer garden:
 
  • Check or install an irrigation system: When Spring approaches, you won’t want to worry about repairs or replacements. If you don’t have one, consider having a system installed while contractors are easily available, unlike summer.
 
  • Make a plan: Even if you have to draw it out on paper, it is best to figure out exactly how you want things to look in terms of design. You want it to look like you had a plan, not like you rushed and placed plants in the ground last minute.
 
  • Revitalize the soil: Rich soil is the key to a great garden. Use compost from fallen leaves and grass clippings. This will loosen the soil while adding vital nutrients.
 
  • Treat weeds: When temperatures are over 55 degrees, you should ensure your weeds are removed. The longer you ignore them, the harder they will be to handle.
 
  • Continue to water your lawn and flower beds: Even though they don’t require weekly watering, they still need irrigation in the winter. (Fun fact: this also provides water for small creatures such as birds and squirrels)
 
We hope you will take these suggestions into consideration when planning for Spring. Enjoy.

Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips. Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida home insurance or to get a quote, please call (866) 568-8922.

National Hobby Month

In the spirit of National Hobby Month, we would like to share some of our employee’s hobbies with you. Did you know…
 
In addition to being a practicing attorney for the past 25 years and a founding member of Florida Peninsula and Edison Insurance Company, Our Chief Legal Officer, Stacey A. Giulianti is a comic enthusiast. Stacey is the owner of Lauderdale Comics, a modern and industrial space where customers are encouraged to hang out, debate the latest issues in the world of comics, read a new graphic novel, or play D&D with their friends.  Stacey is committed to the community and often showcases local artists at his store located in the heart of Fort Lauderdale. 
 
Apart from serving as Edison’s President, Clint Strauch is also a bee keeper. Bee keepers maintain honey bee colonies in hives and keep the bees in order to collect their honey, pollinate crops, or produce even more bees. The proper word for bee keeping is Apiculture, and an apiary is where bees are kept, commonly called a “bee yard”. Clint has even brought in one of his queen bees (safely contained) to educate the office on the fascinating process of collecting honey! Clint uses his own natural honey at home.
 
Our Director of Marketing and Community Involvement, Mariella Gonzalez, is committed to serving our community and takes pride in helping those in need. Her favorite hobby is to volunteer with Habitat for Humanity, an organization which builds homes for families in order to give them the opportunity to help themselves. Their mission is to break the cycle of poverty and build long-term financial security.
 
Tammy Ming, one of our Claims Managers, is an avid painter and has even had some of her work commissioned. Tammy has a selection of her wonderful creations hanging in the office, which has captured the hearts of many employees at Edison Insurance Company.
 
Getting to know our employees and their hobbies is one of the many reasons why we consider ourselves a family here at Edison Insurance Company. Sharing our stories and interests makes us understand each other on a different level and we may discover how much we have in common after all.
 
 
Next