September is National Preparedness Month, serving to remind Florida residents to be prepared for natural disasters and emergencies. While living in Florida comes with many advantages, residents are also prone to the threats of severe weather and hurricanes. September is also the statistical “peak” of Hurricane season, where we tend to see the largest number of disturbances and the highest risk of major storms forming in the Atlantic. As such, we encourage you to take this month to be proactive with all your disaster plans.
5 Tips for National Preparedness Month
- Have your Emergency Supply Kit fully stocked
If you have not already, now is the time to be sure you have all the items you will need in your emergency supplies kit. Do not wait until a storm is approaching to find necessary items which may not be available for purchase.
2. Create and practice all your emergency plans with your family
Your family should have emergency and evacuation plans in place for different types of emergencies such as hurricanes, power outages, fires, floods, etc. Be sure you review and practice those plans often to ensure each member of your family is prepared. Should you need assistance with creating an emergency plan for your family or business, visit floridadisaster.org.
3. Update Your Home Inventory
Should an emergency cause damages to your home and contents, it is important to have a home inventory list of your items. Create your home inventory with your phone or camera and take a picture or video of your items. Be sure to note their make and model, its price, and where it was purchased. Doing so may expedite the claims process. Should you need to evacuate, be sure to take your inventory, along with other important documents with you.
4. Sign- Up for Local Emergency Alerts
Emergency alerts received on your mobile phone are an effective way to stay informed should a local or national emergency occurs. Visit floridadisaster.org to sign up for alerts in your area.
5. Review Your Homeowners Insurance Policy
Now is a great time to review and update your homeowners insurance to be sure you have adequate coverage should the unexpected occur. Don’t forget, flood damage is not typically covered under your standard homeowners insurance policy, as it is important to determine if you need flood insurance prior to Hurricane Season. Luckily, Edison Insurance Company offers a certified flood endorsement which allows eligible policyholders to secure flood insurance coverage up to a selected amount, eliminating the need for a standalone flood policy.
We hope you keep these tips in mind to make the most National Preparedness Month. Should you have any questions about your Edison homeowners policy and coverages, please contact your agent or call us at 866-568-8922 for assistance.