You get more coverage with Edison Insurance – making your choice an easy one.

Knowing the coverage you need and what we offer is critical to making the right choice. Here is some information to make you feel comfortable about joining the Edison Insurance family.

How does Edison Insurance compare to Citizens Property Insurance?

Edison Insurance has been serving and protecting Florida families for decades. In addition to repairing homes from common occurrences like pipe breaks and thefts; we have helped thousands of families recover from several major hurricanes which have impacted our state since 2005. We specialize in Florida home insurance and understand the risks Floridians face. Our team of dedicated professionals and comprehensive coverage options along with our Florida-specific experience makes Edison Insurance the right choice for your home and family.

Consider these items when comparing Edison Insurance’s coverage to Citizens.
Coverage
Citizens Coverage
Edison Insurance Coverage
Screen Enclosures
No
Yes
Securities, accounts, deeds, etc.
$1,000
$1,500
Coverage Limits
$700,000
$1,750,000
Watercraft and their trailers
$1,000
$1,500
Trailers not used with watercraft
$1,000
$1,500
Loss by theft of jewelry, watches, etc.
$1,000
$1,500
Loss by theft of firearms
$2,000
$2,500
Property away from residence premises used for business
$250
$500
Electronic apparatus & accessories while in or upon a vehicle
$1,000
$1,500
Electronic apparatus & accessories not in or upon a vehicle and used for primarily for business while away from the residence premises.
$1,000
$1,500
Covered property stored in freezers or refrigerators
$500
$500
with a $100 special deductible
Personal property stored in freezers or refrigerators located off the “residence premises”
No
Yes
Theft: Off-premise theft is covered
No
Yes

In addition, we offer several additional coverage options to fit your lifestyle.

Edison Insurance offers additional endorsements to customize your policy to suit your needs:

  • Flood Coverage Endorsement
  • Water Back-Up
  • Animal Liability
  • Identity Theft
  • Unusual or Excessive Liability Exposure Coverage
  • Earthquake Coverage
  • Permitted Incidental Occupancy
  • And much more.

Let’s take the next step together.

Get your custom quote today and enjoy all the options Edison Insurance has to offer.

We understand your questions.  We can help.

Let us answer all your questions and concerns surrounding the Citizens Takeout / Assumption process.
Why was my Citizens Policy selected for Takeout/Assumption?

Designed to be the “insurer of last resort”, Citizens only offers coverage to policyholders who cannot otherwise secure coverage with an admitted, private-market carrier. Citizens Property Insurance routinely will partner with private-market carriers to assist policyholders in finding alternate coverage whenever possible. It is very common for authorized private-market insurance companies to request and participate in Takeouts/Assumptions, in an effort to reduce the amount of Citizens policies.

Learn More About The Takeout Selection Process

Are private carriers allowed to Select the same policies for Takeout/Assumption?

Private-market carriers, such as Edison Insurance Company, are all provided with the same information and data when selecting policies from Citizens for Takeout/Assumption. It is possible for a policyholder to receive multiple offers from different carriers. This provides you an opportunity to speak with your agent about which company is best for you.  Only one carrier may assume the policy.

What is Edison Insurance’s experience when it comes to handling claims?

Edison Insurance Company has helped Floridians recover from major hurricanes which have impacted our state. We have done this by maintaining a robust surplus and procuring several layers of reinsurance to support forecasted claims, even in years where multiple events may occur.

Why should I select Edison Insurance as my new homeowner's carrier?

Edison Insurance has been serving and protecting Florida families over the past 15 years. In addition to repairing homes from common occurrences like pipe breaks and theft; we have helped thousands of families recover from 5 major hurricanes which have impacted our state since 2005. We specialize in Florida home insurance and understand the risks Floridians face. Our team of dedicated professionals and comprehensive coverage options along with our Florida specific experience make Edison Insurance the right choice for your family and home.