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Category: Home and Personal Safety

Hosting Safety Tips for Thanksgiving


Hosting Thanksgiving dinner can be rewarding when you see family and friends come together to have a great time. However, if you don’t plan ahead, things can get pretty messy. If it’s your turn to host dinner this year, you’ll want to take a look at these safety tips:
 
Start cooking earlier: If you can be finished with your entire meal before your guests arrive, you’ll be one step ahead the entire night. We understand it may not always go this way, but try to get most of the cooking finished before guests arrive, so you can focus more on them.
 
Don’t do too many things at once: It’s important to take your time and not get too frazzled when balancing guests and your meal. Remember, your guests can mingle until dinner is ready. They understand you are busy hosting and it’s okay to take a step back to make sure your everything is in working order.
 
Keep an eye on the kitchen: When everyone starts to pile in, you’ll want to be extra careful with what’s happening around the kitchen area. There’s a chance your stove and oven will be packed full of food items. Make sure you know exactly what’s cooking, and when it needs to come out. If you lose track of what’s happening in the kitchen, this is a sure way to start a fire.
 
Ask for help: It’s tough for a host to do it all on his/her own. Ask for help from others in the household. With more hands on deck, things will go a lot smoother and you can cover more bases.
 
Keep an eye on your belongings: Most importantly, keep an eye on certain areas of your home. Guests may have the urge to wander, but it is best if you keep everyone in a general area, such as the living room and dining room. This way, you’ll know what’s going on at all times.
 
We hope you’ll keep these tips in mind when hosting dinner this year. Have a safe and happy Thanksgiving! 


Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips. Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida homeowners or condo insurance, please call (866) 568-8922, or visit our website

Common Causes of House Fires


 

House fires are usually started by things which could have been avoided in the first place. However, you can take certain measures to ensure the safety of your home and family. Here are the most common causes of house fires, and how to avoid them:
 

  1. Cooking in the kitchen: Pots and pans can easily overheat. If left unattended, this is a common way for a fire to start, spreading quickly throughout the entire house. It is important to always keep an eye on your stove, and turn it off if you plan to leave the kitchen.

 

  1. Smoking in the house: Smoking should always be done outside, and the house should be kept off limits. A cigarette which is not put out properly can easily start a fire to furniture, curtains, clothing, and even yourself. If caught onto flammable materials, your home could burst into flames.

 

  1. Candles: They look and smell great, and can really set the scene. Unfortunately, they could also cause devastating loss if not used properly. Keep candles away from flammable items such as curtains, books, and furniture. It is important to keep them far away from children as well. Always blow out a candle when leaving the room and going to bed at night. Did you know: from 2009-2013, U.S. fire departments responded to an estimated 9,300 home structure fires started by candles? These fires caused 86 deaths, 827 injuries and over $374 million in direct property damage. 

 

  1. Barbeque Grills: Barbeques are great for an outdoor meal, especially during the summer months, but they should always be used at least 10 feet away from your home. Practice safe grilling by keeping BBQs properly maintained and clean removable parts with warm soapy water. Check the gas bottle for any leaks before you use it each time.

 
 

  1. Curious Children: Unsupervised children can start a fire simply out of curiosity. Keep matches and lighters out of reach from children and install a smoke alarm in your child’s room. It is also important to practice fire safety with your children.

 
 
By practicing fire safety in your home, you could help lower the rates of fires happening each year. Start protecting your home and family today. 






Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to FL homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.

Trick-or-Treating Safety Tips

 

 

No matter how young or old, Halloween night is one of the best nights of the year for some people because of a tradition called “trick-or-treating”. This tradition can be very fun, but also dangerous, since some people are out for the tricks instead of the treats. Take a look at these vital trick-or-treating tips before you take your children out this year:
 
Plan a route in advance: Most people walk very long paths for trick-or-treating. To avoid getting lost or taking an unnecessary route, plan in advance so you know exactly where you’re going. It’s best to choose safe neighborhoods such as gated communities (if you know someone who lives there) with security driving around. Some communities even get together to plan and decorate for Halloween, to make it fun and exciting for the kids.
 
Wear comfortable shoes: Heels might be a must-have for a princess costume, but after walking several blocks, you may end up carrying your child back home with a case of sore feet. It is important to dress comfortably so the night can be enjoyed, rather than regretted.  Be sure all shoelaces are double tied to avoid tripping in the dark.
 
Avoid dark clothing: Your children should be dressed either in bright colors, or wear something reflective to avoid being injured. When accompanying your children, carry a flashlight to help light the path, as well as to help you with your headcount (which should be done at least once on every new block). It is very common for children to wander away, or even follow the wrong family because of a costume mix-up. If your child is dressed the same as another child, be sure to call them by their names after they get their candy to make sure you are leading the right child back to you.
 
Check your child’s candy: This is a MUST for all parents or guardians. You should not allow your child to eat their candy unless it has been inspected first. Remember, these treats are coming from dozens of strangers who you may not have ever met before. Throw away any candy which has been opened or not in its original wrapper. Avoid letting your child eat home-made treats such as candy apples or chocolate covered pretzels unless they came from a family member or close friend.
 
We hope you will take these suggestions into consideration to make this Halloween a happy and safe one. Enjoy! 



Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.

Preventing Water Damage from Your Washing Machine


 

Washing machines can do a lot of damage if you aren’t careful. A burst in the water supply lines is the cause of many flooding incidents in the home. Here are some simple ways to avoid water damage resulting from your washing machine:
 
Keep it Leveled: If your washing machine is not on a leveled surface, this can cause it to move around because of the vibrations and movements from within, causing shifting and cracks in the water pipes. This can lead to drops of water on the floor, or even a flood. Make sure your washing machine is on balanced, leveled surface.
 
Run Smaller Loads: By overfilling your washing machine, you are at risk of water overflow. It may be easier to wash a larger load at once, but you could also be doing some damage. By running a smaller load, you can also ensure your washing machine will stay put and not be forced to move around.
 
Replace Your Hoses: You should be replacing your water hoses every 2-3 years to ensure they are not wearing out. Most inexpensive washing machine hoses have a rubber casing, which does not give the maximum protection. For better protection, your hoses should have metal casing, which may prevent a very expensive claim in the future.
 
Read more on common homeowner claims you can easily avoid.


Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips. Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida homeowners insurance or to get a quote, please call (866) 568-8922.
 
 

3 Common Homeowners Claims You Can Easily Avoid


 

Homeowners claims come in all shapes and sizes. Most of them, however, are easily preventable. Here are 3 common homeowners claims you can avoid when it comes to water damage and how:
 
Caulking: Inspect your home’s bathrooms and sinks for chipped or peeled caulking. This can lead to water damage, eventually turning into mold if ignored. Make sure your caulking is applied smoothly and air tight with no signs of openings. Click here for DIY instructions on how to caulk.
 
Water Heaters: Be sure to check the warranty on your home’s water heater and check periodically for any signs of leakage or corrosion. If your water heater is near a carpeted area, it may be difficult to spot. Check the carpet for any signs of dampness or wet smell. Water on the floor is a clear sign it is time to replace or repair your water heater.
 
Metal Cased Washing Machine Hoses: Most inexpensive washing machine hoses have a rubber casing, which does not give the maximum protection. For better protection, your hoses should have a metal casing, and the hose should be replaced every 2-3 years. By conducting routine maintenance, you can prevent a very expensive claim from occurring in the future. Read more on how to prevent water damage from your washing machine.
 

Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to FL homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.
 

What You Need to Know About Dry Drowning


 

As summer approaches, it is important to understand what dry drowning is, how to prevent it, and what the signs are. The term “dry drowning” can be a bit confusing since it can seem impossible to drown on dry land. Dry drowning, or secondary drowning, is a buildup of fluid in the lungs which does not occur during submersion in water. It can occur up to 24 hours after swimming.
 
Just because your child is out of the water, does not mean he/she is out of the safe zone. Dry drowning can be difficult to identify, but thankfully there are clear warning signs. All you need to do is look out for these red flags:
 

  • Distressful breathing / Consistent coughing:

Even if they seem fine, any child pulled from the pool because of a near-drowning episode needs medical attention to make sure their lungs are clear, or at least a call to the pediatrician. If your child is old enough, asking them how they are feeling can help you to better evaluate the situation.
 

  • Extreme/Unusual sleepiness:

It is not unusual for a child to be a little sleepy after a day at the pool or beach, but it is very important to keep a close eye on them.
 

  • Unusual behavior:

If you notice your child is unusually forgetful or “woozy”, you should make a call to the doctor right away, or seek medical attention, even if it has been hours after swimming. At this point, it is unlikely their symptoms will just disappear.
 

  • Vomiting:

Vomiting can indicate a lack of oxygen or inflammation. It could also be the result of persistent coughing and gagging as listed above.
 
If you notice any of these signs, your child’s pediatrician should be able to talk you through it or advise you to bring him/her in for further examination. Treatment includes checking the child’s vital signs, oxygen level and work of breathing (measuring the energy it takes for them to inhale and exhale). In the case your child is not able to breathe on his/her own, which is extremely rare, further support may be needed such as ventilation or intubating. The end goal is to make sure your child is breathing well and to increase blood flow to the lungs.
 
There are many ways to prevent dry drowning, such as swimming lessons to teach your child how to properly move through the water and hold their breath appropriately. Monitoring your children and making sure they have flotation devices, if necessary, is also a great idea. At young ages, your children need supervision at all times, even if they are excellent swimmers. Anything can happen, and it is always better to be safe than sorry.


Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida home insurance or to get a quote, please call (866) 568-8922.

Financial Literacy Month


 

April is Financial Literacy Month, a perfect opportunity to educate ourselves about personal finances and how to make informed and effective financial decisions, especially when applying for a mortgage, taking out a student loan, or making credit card purchases. By understanding the value of money, how it is earned, how it should be managed, invested, and even donated, we are more likely to make the best choices with our money. Per Money Management International (MMI), many people experience financial difficulties, which significantly impact their everyday lives. Thirty percent of consumers are living paycheck to paycheck, with no extra cash to count on for unforeseen expenses. Any financial decisions - good or bad - can have a long-lasting effect on our lives, and the impact of overspending can adversely affect our financial future. 

Establishing and maintaining healthy financial habits is extremely important, and it's a good idea to teach kids money management skills early. As adults, we make important financial decisions every day and we need to understand how to effectively manage our money: 
 

  • Plan your finances and budget accordingly.

 

  • Manage your cash and credit cards wisely to keep your debt under control.

 

  • Make knowledgeable consumer decisions. Research prior to making major purchases.

 

  • Have adequate health, life, property, and liability insurance.

 

  • Make wise investments. Know the difference between a want and a need.

 

  • Make investment decisions based on your financial goals.

 

  • Live within your means and plan for retirement. 

 
The first step in taking ownership of your financial future is to evaluate your current financial situation and establish realistic, achievable financial goals to accomplish a debt-free future. Weigh your options and make informed choices; whether to buy or rent a house, purchase a new or used car, and if you will have enough saved to live comfortably during retirement. Cut back on your monthly expenses and put the extra money in your savings. If you are currently in debt, you many find 21 Habits for Getting Out of Debt very helpful. In addition to these financial calculators, there are many free resources available online to assist in your decision making as you embark on the road to financial success. 
 
 
Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to FL homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.
 

The Importance of Child-Proofing Your Home


 

According to the U.S Centers for Disease Control and Prevention, approximately 2.3 million children are accidentally injured every year and more than 2,500 are killed. Because of this, it is extremely important you take measures to child-proof your home. Here are some tips to keep your children safe in your home:
 
Hire a professional: If you are worried your “DIY project” won’t do the trick, hire a professional to do the work. This will give you peace of mind and you’ll be certain nothing falls through the cracks.
 
Get a “baby’s eye view” of your home: You won’t realize how many things a child is able to get into unless you take a look for yourself. As silly as it may seem, get down on your hands and knees and take a crawl through the house. Ask questions such as: “What looks tempting?”, “What would I touch if I were a baby?”, and “What’s within reach?”. Anything which draws your attention should be child-proofed.
 
Pay attention to all life stages: As your baby grows, you will need to consider reevaluating your home. There will be more things your child can reach and grab, such as items from low surfaces like coffee tables.
 
Lock up potential poisons: It only takes a second for a child to put something into their mouths. Lock away cleaning supplies such as bleach, along with sharp objects and medicines.
 
Beware of tiny objects: Keep an eye out for small pieces on the floor such as coins, beads and paper clips which your baby could choke on and avoid buying toys which contain these things. If there are other children in the home who play with small toys, be sure to designate an area where they can store them, away from your baby.
 
Be wary of visitors: Although you may have child-proofed your home, it doesn’t mean your guests’ pockets and purses are child-proof as well. Babies are curious and will be attracted to new things.
 
Install gates: This is something a professional may insist on when evaluating your home, but if you are doing it yourself, it is something you should consider. Installing gates in your home allows you to keep your baby in a designated area, as well as away from prohibited dangers such as stairs and open doors. Generally, you should invest in gates which are difficult for children to dislodge or break, but ones you can easily open and close in the case of an emergency.
 
We hope you will take these suggestions into consideration when child proofing your home. For more information and other ways to keep your home safe, visit www.parenting.com


Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips. Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida home insurance or to get a quote, please call (866) 568-8922.

Menorah Safety Tips for Hanukkah


 

Hanukkah, known as the Festival of Lights, has become one of the most popular Jewish holidays of the year, commemorating the rededication of the Jewish temple in Jerusalem. Hanukkah is celebrated for eight days and on each day, a single candle is lit while blessings over the candle are chanted and special songs are sung. Games are played, meals are shared and small gifts are given. As this holiday approaches, we hope you will consider these safety tips before lighting your first candle: 
 

  • Never leave a lit menorah unattended.

 

  • Be careful not to light a candle near curtains or decorations. If there are surrounding decorations, be sure to place them at a good distance.

 

  • When plugging in an electric menorah, keep small children away from the socket.

 

  • Make sure all smoke detectors in the house are working properly, and always have a fire extinguisher nearby.

 

  • Place the menorah on a nonflammable surface like aluminum foil to catch dripping candle wax. This also makes cleaning up easier.

 

  • Place pets in a secure area away from wires and food, which could make them sick.


Have a safe and Happy Hanukkah… Shalom!


Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips. Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida home insurance or to get a quote, please call (866) 568-8922.



 

Holiday Decorating Safety Tips


 

Each year, decorations get bigger and bigger while we are unknowingly in competition with our neighbors. The lights get brighter and the trees get taller. One thing we should all keep an eye out for are safety hazards. With all of the lights, statues and wrapping paper, safety isn’t always a main concern. According to the American Red Cross, nearly 47,000 fires occur during the winter holidays claiming more than 500 lives and causing more than 2,200 injuries. 40 of those home fires per day are caused by children playing and one of every 22 home fires started by Christmas trees result in death.
 

  • Place Christmas trees, candles and decorations at least three feet away from fireplaces, heaters and radiators.

 

  • Always unplug tree lights before leaving home or going to bed. It may look pretty to those driving by, but without anyone there to extinguish a potential fire, you could lose your home.

 

  • Keep curious pets and children away from Christmas trees to prevent them from tipping over and potentially injuring someone or starting a fire.

 

  • Do a complete inspection of your home every night to ensure all candles are blown out before going to bed.

 

  • Install a smoke alarm on each level of your home. The downstairs kitchen alarm will not go off if there is a fire in the upstairs bedroom until it is too late. “Having a working smoke alarm reduces one’s chances of dying in a fire by nearly half” (ARC).


We urge you to take these steps into consideration this year to reduce the risk of accidents in your home in the future. Have a safe and happy holiday season.


Allow Edison Insurance Company to shine our light on you and your family by insuring your FL home, condominium, and precious belongings. Should the unexpected occur, you will be our main focus while we restore your home. To learn more about Edison Insurance Company, please give us a call for a home insurance quote at 866-568-8922 or visit our website.