Each year, the state of Florida experiences more lightning strikes per square mile than any other place in North America. With over 10,000 lightning-caused claims, valued at nearly $74 million in losses in 2014, the Insurance Information Institute reports Florida to be the state with the highest number of lightning-related insurance claims in the country.
Lightning caused fires are not a new occurrence. Statistics reported by the Insurance Information Institute show an average of 22,600 lightning-strike fires took place between the years of 2007 to 2011. Nineteen percent of those fires took place in homes, resulting in an average of nine fatalities and over $451 million in property damage a year.
A lightning-strike fire can set a home in flames in seconds, destroying everything in sight. In 2014, Florida endured 265 building, home, and wildfires caused by lightning. Recently, lightning was the likely culprit of a devastating home fire in Brevard County.
During the summer months, heavy storms and lightning are to be expected and it is important to consider the potential damage they could cause your home. Take steps to protect your family and home from a lightning-caused fire by visiting disastersafety.org.
Learn more about lightning- strike fires in Florida by clicking here.
Keeping your family and home safe and protected is Edison Insurance Company’s number one priority. We have taken a bright and innovative approach to homeowners insurance with coverages options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.