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EDISON BLOG

Archive: July 2017

Flood Preparedness

 
Floods are extremely unpredictable and destructive, and can occur in regions which barely ever receive rain. Floods not only destroy property and cut essential services, but they can cause death and injuries, isolate communities, and damage major infrastructure.
 
Flooding can happen anywhere, at any time, and can result from a variety of water sources including rivers and creeks, storm tides, heavy rainfall, and even the pipes from your own home. Apart from the physical damage to your property, experiencing a flood can be a very emotional time for you and your family while you pick up the pieces. Being prepared for the possibility of a flood can reduce both stress and costs.
 
By spending a few hours securing your home and preparing an emergency plan, you can be ready for anything which comes your way. Here are some quick tips to help you prepare for a flood:
 

  • Understand the flood risk in your area
  • Check with your local council about local flood plans or records which detail problem areas
  • If you live in a flood zone, consider alternatives to carpet
  • Prepare an emergency kit
  • Speak to household members and create an emergency plan
  • Keep a list of emergency telephone numbers on display

 
One of the most important things to do in preparation for a flood, is to check your insurance policy to see if you are covered for flood damage. Flood coverage is excluded under most homeowners policies and will require additional coverage. Speak with your agent today, and make sure your home and family are protected. 



Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips. Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida homeowners insurance or to get a quote, please call (866) 568-8922.

Preventing Water Damage from Your Washing Machine


 

Washing machines can do a lot of damage if you aren’t careful. A burst in the water supply lines is the cause of many flooding incidents in the home. Here are some simple ways to avoid water damage resulting from your washing machine:
 
Keep it Leveled: If your washing machine is not on a leveled surface, this can cause it to move around because of the vibrations and movements from within, causing shifting and cracks in the water pipes. This can lead to drops of water on the floor, or even a flood. Make sure your washing machine is on balanced, leveled surface.
 
Run Smaller Loads: By overfilling your washing machine, you are at risk of water overflow. It may be easier to wash a larger load at once, but you could also be doing some damage. By running a smaller load, you can also ensure your washing machine will stay put and not be forced to move around.
 
Replace Your Hoses: You should be replacing your water hoses every 2-3 years to ensure they are not wearing out. Most inexpensive washing machine hoses have a rubber casing, which does not give the maximum protection. For better protection, your hoses should have metal casing, which may prevent a very expensive claim in the future.
 
Read more on common homeowner claims you can easily avoid.


Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips. Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida homeowners insurance or to get a quote, please call (866) 568-8922.
 
 

3 Common Homeowners Claims You Can Easily Avoid


 

Homeowners claims come in all shapes and sizes. Most of them, however, are easily preventable. Here are 3 common homeowners claims you can avoid when it comes to water damage and how:
 
Caulking: Inspect your home’s bathrooms and sinks for chipped or peeled caulking. This can lead to water damage, eventually turning into mold if ignored. Make sure your caulking is applied smoothly and air tight with no signs of openings. Click here for DIY instructions on how to caulk.
 
Water Heaters: Be sure to check the warranty on your home’s water heater and check periodically for any signs of leakage or corrosion. If your water heater is near a carpeted area, it may be difficult to spot. Check the carpet for any signs of dampness or wet smell. Water on the floor is a clear sign it is time to replace or repair your water heater.
 
Metal Cased Washing Machine Hoses: Most inexpensive washing machine hoses have a rubber casing, which does not give the maximum protection. For better protection, your hoses should have a metal casing, and the hose should be replaced every 2-3 years. By conducting routine maintenance, you can prevent a very expensive claim from occurring in the future. Read more on how to prevent water damage from your washing machine.
 

Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to FL homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.