EDISON BLOG

Password Protection Tips for World Password Day





 
May 4th is World Password Day, reminding the world of the importance of keeping your personal information safe with proper password protection. We live in an internet-based word, where much of our personal and sensitive information can be found in our accounts online. With cybercrime continuing to be a growing issue around the world, it is very important you keep your accounts secure with hard-to-crack passwords. In honor of World Password Day, we would like to share the following password protection tips:

 
  • Use different a password for each of your accounts.
 
  • Always sign-out of devices and accounts when not in use.
 
  • Do not enter passwords on computers on unsecured wi-fi networks like a coffee shop or airport.
 
  • Never share your password with others.
 
  • Change your passwords frequently. It is recommended to change your passwords every 30 days.
 
  • Make your passwords longer and use a combination of letters, numbers and special characters throughout.
 
 

Please consider these tips to keep your passwords and personal information as safe as possible. For more information on password safety, click here.
 
 


Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.
 

Sun Safety & Protection Tips


 

Summer is upon us, and many enjoy spending their days in the sun. Having fun in the sun is one of the things which makes Florida so great, however, can also be dangerous if proper care is not taken. It is important for us to remember the sun can be very harmful due to its UV rays. Exposure to the sun’s UV rays can cause skin damage and skin cancer. According to the Skin Cancer Foundation, skin cancer is the most common cancer in the U.S. However, it is also one of the most preventable forms of cancer. May has been recognized as National Skin Cancer Month, reminding us all to understand our risk of skin cancer and engage in sun-safe habits. As such, we would like for you to remember a few of these simple sun safety tips:
 
 
Seek Shade: Try to seek shade from the sun under a tree, umbrella, or other forms of shelter. If possible, try to stay out of the sun during the hours of 10 am to 4 pm, as those are the times the sun is the strongest.
 

Covered Skin is the Safest Skin: If you are planning on being exposed to the sun and outdoors, wear clothing and accessories to cover up as much skin as possible. It is recommended to wear long-sleeved shirts, long pants or skirts, sunglasses, and hats.

 
Slather on the Sunscreen: Apply a broad-spectrum (UVA/UVB) sunscreen with an SPF of 15 or higher every day to all exposed areas of your body. For extended outdoor activity, and especially for children, use a water-resistant, broad-spectrum (UVA/UVB) sunscreen with an SPF of 30 or higher. Sunscreen should be re-applied throughout the day, especially after swimming or excessive sweating.
 
 
Just by practicing these sun safety tips, you can reduce your risk of skin cancer. For more ways to lower your risk, click here.
 
 
 
 Thank you for visiting our blog. The safety of you and your family is Edison Insurance Company’s top priority. For more information on homeowners insurance in Florida, or to get a quote, call us at 866-568-8922. 

Grilling Safety Tips



 

According to the National Fire Protection Association, an average of 9,600 home fires are started by grills each year in the U.S.  These fires do not only send hundreds to emergency rooms across the country, they also lead to an average of $37 million in damages annually. The month of May is one of the most common months for grill fires. To ensure a fun and safe summer for all, keep a few of these grilling tips in mind:

 
  • Check for leaks and breaks in your gas tank hoses before firing up your grill.
 
  •  Clean and remove grease buildup from the grill and tray.
 
  • Keep your grill at a distance from your home and on a flat, sturdy surface.
 
  • Never leave a lit grill unattended and keep children and pets at a safe distance.
 
  • If your flame goes out, wait at least 5 minutes before re-lighting.
 
  • Have a fire extinguisher nearby.
 

What to do in the event of a grill fire:

Accidents happen, and in the event of a grill fire, the safety of you and your family should be the top priority. Be sure to extinguish the fire as fast as possible and call 911 immediately. Treat burns as soon as possible. Once the smoke clears, you should assess your property for damages. Should the situation warrant, call us at 888-683-7971 to file a claim.
 

 

As a Florida homeowner, it is important to protect your property should the unexpected occur. Homeowners insurance coverage to fit the needs of your family is available through Edison Insurance Company. Should you have any questions or concerns about your policy, contact your agent, or call us at 866-568-8922. 

May is National Water Safety Month




As school lets out for the summer, and temperatures increase, many families spend their days around the water. As such, May has been recognized as National Water Safety Month, bringing attention to practicing safety in and around bodies of water. According to the World Health Organization, 360,000 drowning deaths occur worldwide. Children are at an increased risk of drowning and other water-related injuries. Make water safety a priority for your whole family by practicing these water safety tips:

 
  • Teach children swimming skills and water safety
 
  • Never leave children unattended in or around bodies of water. Children should be kept at arm’s reach of a supervising adult. 
 
 
  • Learn life-saving skills and CPR. In the event of an emergency, first responders may not get there soon enough. Knowing CPR and other life-saving skills could make all the difference in saving a life. CPR classes are offered at many locations. A quick search online can find a class near you.
 
  • If you are at the beach, be sure to swim near a lifeguard.
 
 
  • Clear the pool of toys and other attractants after swimming. Many young children will try to reach for toys and other items in the pool to play with, and if nobody is there to supervise, it could be deadly. It is best to take everything out of the pool to avoid this issue.
 
  • Equip young swimmers with life jackets.
 
 
  • If you have a pool, be sure to share pool safety instructions with your family, friends, and neighbors.
 


Florida continues to lead the country in drowning deaths.  In 2012, West Palm Beach led the state in drowning deaths and non-fatal hospitalizations with over 49 recorded incidents. These are just a few ways you can practice water safety for you and your loved ones. For more information visit the National Water Safety Month website. We hope you and your family enjoy a fun and most importantly, safe summer.
 
 
Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips. Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida home insurance or to get a quote, please call (866) 568-8922.

Do You Know About Safe Digging?



 

Spring has sprung, and with it brings opportunities for planting new greenery on your property. Did you know, just one quick DIY digging project, or even just planting a tree in your yard could cost you? This is why April has been designated as Safe Digging Month.
 

Safe Digging Month serves to remind homeowners to contact 811 before conducting any landscaping or projects which require digging. Underground utility lines including electric, gas, communications, water and sewer lines can be difficult to locate, even if you know your property. If you dig without knowing where your utility lines are, it can result in disruptions or loss of service to your home and neighborhood or could cause serious injuries. A national research study conducted by the Common Ground Alliance (CGA), found 42 percent of homeowners admit they will not call 811 before planning a digging project.
 

 In Florida, homeowners should call the Sunshine 811 number before digging. This is a free service to call a few days before starting a digging project which notifies and sends utility companies and locators to mark the underground utility lines located on your property.
 

We hope you practice safe digging for Safe Digging Month and throughout the year. For more information about Safe Digging Month, click here.
 

 
Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips. Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida home insurance or to get a quote, please call (866) 568-8922.
 
 

Brush Fires in Florida – Tips to Protect Your Home


Wildfires and brush fires have been occurring at alarming rates over the past few years in Florida, destroying homes and thousands of acres of land.  Brush fires in the State occur for several reasons, including, controlled burns, arson, lightning, or an accident from a lit cigarette or from a campfire left unattended. We typically see an increased risk during Florida’s drier months (late February through May), although brush fires can occur at any time.  

 
No home is completely fire-proof however, there are steps you can take to limit your damages and protect your property from a brush fire. By preparing your home and property well in advance of a brush fire threat, will keep you and your family safe, as well as saving you money, and aggravation in its aftermath. Here are a few tips:

 
  • Remove dry or dead vegetation from your property.
 
  • Keep a maintained lawn by mowing and watering regularly.
 
  • Remove debris from your gutters, eaves, and roof.
 
  • Keep flammable liquids in a safe and interior location in your home. 
 
  • Use fire-resistant plants when landscaping your property. 



We hope you consider these tips to prepare your home should a brush fire threaten your community. Preparing your home is important, however, in the event of a brush fire, your number one priority should be the safety of you and your family. Make sure you take steps to create and practice your family emergency and evacuation plan with each member of your family. We also recommend checking your homeowners insurance policy to be sure you have sufficient coverage for your home and belongings. Contact your agent should you have any questions or need to make changes to your policy.
 
 


 
Thank you for visiting the Edison Insurance Company Blog. Keeping your family and home safe and protected is our number one priority. Edison Insurance Company has taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about us, or to receive a personalized home insurance quote, visit our website
 

Is Your Home at Risk of Flooding?



 

Flooding has become an increasing risk over the past few years, especially in Florida. Flooding can occur in your community for many reasons including storm surge caused by a hurricane or tropical storm, heavy rainfall, or river overflow. If your home is located in a poorly drained or low-lying area, you could be at an increased risk.  It is important you understand your risk of a flood event in your home or community.
 

Floods can occur at any time and anywhere, making it the most common disaster in the United States. It can only take one heavy rainfall to cause devastating damage to homes and communities. In fact, FloodSmart estimates just one inch of flood water can cause roughly $25,000 in damages to your home and your possessions. You do not need to live in a high-risk flood zone to experience flood damage either. More than 20 percent of all reported flood claims come from homes located outside of high-risk flood zones.

 
Flood Insurance in Florida: Flooding is a frequent hazard in Florida and is a threat to communities from coast to coast. Over the past few years, we have seen the increasing risk of floods from hurricanes and heavy rainstorms. To ensure you are fully covered in the event of a flood, you need to understand your home’s risk of a flood. As a homeowner in Florida, you more than likely need flood insurance to provide coverage for your home and possessions. Many are surprised to learn flood damage is not covered under your standard home insurance policy. Flood insurance must be purchased through private carries, like Edison Insurance Company or through the NFIP. Edison’s flood endorsement allows eligible policyholders to secure flood insurance coverage up to a selected amount, eliminating the need for a standalone flood policy. To learn more about obtaining flood insurance with Edison Insurance Company, speak with your agent.
 

It is essential you and your family are prepared for a flood regardless of your risk. Visit our blog for some reasons why you need a flood preparedness plan and for some tips developing your flood preparedness plan.
 


 
As a Florida homeowner, it is important to protect your property should the unexpected occur. Homeowners insurance coverage to fit the needs of your family is available through Edison Insurance Company. Should you have any questions or concerns about your policy, contact your agent, or call us at 866-568-8922. 

Spring Break-In Prevention Tips



 

March is the peak month for spring break vacations. Whether you are gone for a night, or an entire week, your empty home is a gold mine for potential thieves. Taking a few extra steps to keep your home safe can make all the difference. Don’t take chances on a potential break in this spring break by following these simple prevention tips.

 
Lock your doors and set your alarm: Sometimes the stress of getting the family packed and ready to leave on time can cause you to forget the basics before you go. Take a few minutes to check outside doors and windows to make sure they are locked, and then set your alarm.
 
Bring in your spare key: Many homes have a hidden key located somewhere on their property and some criminals are smart enough to go looking for your hidden key while you are away. Be sure to place hidden keys in a safe place before you leave.
 
Simulate occupancy: Keep some lights on in normally populated areas of your home using a timer. Keeping your lights off night-after-night while you are will alert a potential thief will know you aren’t home.
 
Have a trusty neighbor or friend: Ask your neighbor or a friend you trust to check in on your house and collect your mail while you are out of town.
 
Wait to share: One of the easiest ways criminals know you are out of town is when you post your vacation photos, or “check-in” at the awesome places you are visiting on social media. It is highly recommended to wait until you are back at home to share all your vacation fun with your friends and family on social media.
 
We hope you can pack your peace-of-mind with a few of these helpful tips before you embark on your well-deserved spring break vacation. We hope you enjoy your time away, and in case the unfortunate occurs, you can be sure Edison Insurance Company will be ready to assist you.
 
 
Allow Edison Insurance Company to shine our light on you and your family by insuring your home, condominium, and precious belongings. Should the unexpected occur, you will be our focus while we restore your home. To learn more about Edison Insurance Company, please give us a call for a home insurance quote at 866-568-8922 or visit our website

Spring Forward with Ease into Daylight Saving Time



Daylight Saving Time begins again at 2:00 am on March 10th. We will be setting our clocks forward one hour to lose the extra hour of sleep. Although an hour may not seem like much, it can alter your sleeping patterns and daily routines. Keep these tips in mind to “spring forward” with ease:
 
  • To assist your body in adjusting to the time change, go to sleep earlier than usual.
 
  • Due to the time change, your body clock may be a bit off. Do not forget to set your alarms.
 
  • Try to stay consistent with your eating, exercising, bed and social times.
 
  • Try to cut your caffeine intake in the afternoon and evening to help you fall asleep quicker.
 
  • Traffic accidents increase due to sleep deprivation. Be sure to stay alert on the roads, as many other drivers may be adjusting to the time change as well.
 
 
By taking a few of these steps, you should adjust to the change in no time. The beginning of Daylight Saving Time also serves as a great reminder to check and change the batteries in your smoke and carbon monoxide detectors in your home.  Daylight Saving Time will officially end at 2:00 am on November 3rd.
 
 
Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips. Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida home insurance or to get a quote, please call (866) 568-8922.

Fix a Leak Week


March 18-24 is “Fix a Leak Week”. Created by the EPA, Fix a Leak Week serves as a reminder to check for pipe leaks inside and outside of our homes. The EPA estimates household leaks account for nearly one trillion gallons of water lost nationwide each year. The most common types of leaks found in your home include faucets, toilets, and other valves. It is important you know how to check for leaks, so they can be repaired as soon as possible. Doing so will help the environment, avoid a potential water claim, and may save you some money on your water bill.
 
How to check for leaks:
  • The first way to identify a leak is by comparing your water usage. An average family of four can use roughly 400 gallons of water every day. If your usage exceeds 12,000 gallons per month, there is most likely a leak in your home.
 
  • Look for toilet leaks by placing a drop of food coloring in the toilet tank. If the color shows up in the bowl after about 10 minutes, there’s a leak. Don’t forget to flush the toilet after your test to avoid staining the tank.
 
  • Worn faucet washers and gaskets are the main cause of leaks in your sinks. Be sure to inspect them to see if they are leaking, or if any water is visible outside the pipe.
 
 
Just a little leak in a pipe can cause thousands in damages to your home. It is important you take steps to mitigate damages.  If you do not feel comfortable checking for leaks yourself, contact a local plumbing company for assistance. Although Fix a Leak Week is from March 18-24, remember to check for leaks inside and outside of your home throughout the year.
 
 
As a Florida homeowner, it is important to protect your property should the unexpected occur. Sufficient insurance coverage to fit the needs of your family is available through Edison Insurance Company. Should you have any questions or concerns about your policy, contact your agent, or call us at 866-568-8922.