EDISON BLOG

Hurricane Comparison: Andrew vs Irma


 
Hurricane Irma and Hurricane Andrew are two of the largest and most devastating hurricanes to ever hit Florida. Although there is a 25-year difference between the two, comparisons have been made due to their size and strength. Here is a detailed look at how Hurricane Andrew and Hurricane Irma compare:
 
Dates:

Andrew: Occurred from August 16th to August 28th of 1992.
 
Irma: Occurred from August 30th to September 13th of 2017.
 
 
Category and Wind Speeds:
 
Andrew: Hurricane Andrew hit Florida as a Category 5 Hurricane with sustained winds at 143 mph and gusts reaching 173 mph.
 
Irma: Hurricane Irma hit Florida as a Category 4 Hurricane with winds at 185 mph and gusts reaching a whopping 210 mph.
 
 
Their Track in Florida:

Andrew: According to Accuweather, Andrew churned along the east-to-west coast of South Florida rapidly. Particularly causing the most damage to southern Dade County.

Irma: Hurricane Irma went along the west coast of Florida, from the south to north. Irma caused damage to such a large area of the State due to its track and spread out hurricane-force winds.
 

Damage and Cost:
 
Andrew: Hurricane Andrew destroyed roughly 125,000 homes, costing $25 billion in damages. Andrew was the most expensive natural disaster in U.S. history until Hurricane Katrina in 2005.
 
Irma: Due to Irma’s size and strength, the Office for Coastal Management reports the damages to cost roughly $50 billion. Which puts Irma in the top 5 of the costliest hurricanes on record in the United States.
 
 
As we hope to never have to endure another hurricane like Andrew or Irma, it is always important we are informed and prepared. Check out our blog for useful hurricane preparation tips and information. For a more in-depth look at the comparisons between Andrew and Irma, click here.


 
Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.

National Preparedness Month


September is National Preparedness Month, reminding us all to be prepared for natural disasters and emergencies. Whether you are new to Florida or a lifetime resident, we encourage you to take this opportunity to be proactive with your disaster plans. In honor of National Preparedness Month, here are some important emergency preparedness tips:
 
 
  • Stock up on your hurricane supplies
 
  • Sign up for local and state emergency alerts.
   
  • Be sure your homeowners insurance is up to date with the right coverage. Contact your agent should you need to make any changes.
 
  • Install and test the smoke and carbon monoxide detectors in your home.
 
 
You never know when a disaster may strike, but you can certainly plan ahead which will assist you and your family to remain calm during a disaster. Remember, September is also the statistical peak of hurricane season, so take action now.  For more information on National Preparedness Month, visit ready.gov.
 
 
Allow Edison Insurance Company to shine our light on you and your family by insuring your home, condominium, and precious belongings. Should the unexpected occur, you will be our main focus while we restore your home. To learn more about Edison Insurance Company, or to get a quote, please give us a call at 866-568-8922 or visit our website.

National Childhood Injury Prevention Week


September 1st to 7th was National Childhood Injury Prevention Week. According to the CDC, 9.2 million children visit emergency rooms annually, due to unintentional injuries.  Here is some information on common child injuries, and prevention tips:
 
The National Institute of Child Health and Human Development found falls to be the most popular cause of nonfatal injuries for children 0-19 years old, resulting in 8,000 emergency room visits every day. Other common causes of pediatric injuries include:
 
  • Motor vehicle accidents
  • Suffocation
  • Drowning
  • Poisoning
  • Burns
 
Prevent childhood injuries by following these easy tips:
 
  1. Make sure your child’s car seat is tight.
  2. Secure and anchor home furniture.
  3. Check smoke and carbon monoxide alarms monthly.
  4. Move your toxic products and medicines to an area out of reach.
  5. Check for small items to prevent children from choking.
 
We hope you take these tips into consideration and help prevent childhood injuries. For more information detail on pediatric injuries, visit safekids.org.
 
 
As a Florida homeowner, it is important to protect your property should the unexpected occur. Sufficient insurance coverage to fit the needs of your family is available through Edison Insurance Company. Should you have any questions or concerns about your policy, contact your agent, or call us at 866-568-8922. 

Items You Should Have in Your Hurricane Supply Kit


 
September is known to be the statistical peak of hurricane season. As we saw with the devastating 2017 Atlantic Hurricane Season, it is crucial to be prepared for the unexpected. If you have not already, now is the time to stock up on all your hurricane supplies. If you wait until the last minute to purchase supplies when a hurricane is approaching, some essential items may not be available. Here are some items you should have in your hurricane supply kit:
 
  • Have at least a two-week supply of non-perishable food and drinks including:
    • Ready-to-eat canned meats, fruits, and vegetables
    • Comfort foods
    • High-energy foods
    • Water
    • Vitamins
    • Ice
 
  • First Aid Kit:
    • Bandages
    • Wipes
    • Cold packs (non-refrigerated type)
    • Aspirin
    • Gloves
 
  • Tools and Supplies:
    • Scissors
    • Manual can opener
    • Plastic storage containers
    • Paper cups, plates, and plastic utensils
    • Battery-operated radio
    • Flashlight
    • Tape
    • Batteries
 
 
We hope this list helps you know what you should be purchasing for your hurricane preparations.  Remember, water is the most important item for you to buy.  For more suggestions on hurricane safety items, visit the Tips and Tools section of our website. 


Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.

Drive Sober or Get Pulled Over - August 19th to September 5th


 
August 19th to September 5th is Drive Sober or Get Pulled Over, a national campaign founded by The National Highway Traffic Safety Administration to remind us to get home safely. Drunk driving has become a deadly epidemic, taking the lives of more than 10,000 people each year.  Here are some statistics and tips about drinking and driving:
 
According to Traffic Safety Facts, 10,497 people died in drunk driving crashes in 2016.  In addition, the estimated cost of all car crashes in the United States was $242 billion. $44 billion of the $242 billion was because of alcohol-impaired crashes.
 
 
Tips to Prevent Drinking and Driving:
  • Decide on a designated driver, who will not consume alcohol.
  • Ask a friend or family member for a ride.
  • Order a ride-sharing service such as Uber, Lyft, or a cab.
  • Take away someone’s keys if they are trying to drive after drinking alcohol.
 
 
Signs of a Drunk Driver:
  • Vehicles turning too wide
  • Signals are inconsistent with driving actions
  • Swerving
  • Braking suddenly
 
 
Ways to Protect Yourself from a Drunk Driver:
  • Be ready to act quickly
  • Stay at a distance from the vehicle with the impaired driver
  • If you are about to come to a head-on collision with the car being driven by the drunk driver, pull to the right, stop, honk your horn, and flash your lights
  • Call 911 as soon as possible
 
We hope you stay safe, especially this upcoming Labor Day. Be sure to use these tips to drive safely and prevent car accidents.  For additional tips on ways to detect a drunk driver and then protect yourself from a drunk driver, visit Alcohol Problems and Solutions.
 
 
 
Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.

Back- to- School Supplies List


 
School is starting soon, so it is time for you to purchase your back to school or off to college supplies.  In Florida, the Back-to-School Tax-Free Weekend is from August 3rd to August 5th.  Most school supplies under $15 and backpacks and clothing under $60 are tax exempt up to a certain cost.  Here are some of the basic school supplies you don’t want to forget:
 
School Supplies List:
  • Pencils
  • Pens (blue, black, and red)
  • Colored pencils
  • Tissues
  • Backpack
  • Plastic or paper folders
  • Pencil sharpener
  • Paper
  • Index Cards
  • Calculator
  • Agenda
  • Binders (and dividers)
  • Washable markers
  • Highlighters
  • Glue sticks
  • Lunchbox or bag
 
We hope this list of school supplies gives you a general idea of what to buy for your child before school starts.  Don’t forget to purchase these items, as well as clothing and computers from August 3rd to August 5th, so they are tax exempt.  For a list of back to school supplies based on your child’s grade level, visit Good Housekeeping. Have a great school year!
 
 
 
As a Florida homeowner, it is important to protect your property should the unexpected occur. Sufficient insurance coverage to fit the needs of your family is available through Edison Insurance Company. Should you have any questions or concerns about your policy, contact your agent, or call us at 866-568-8922. 

Insurance Facts and Prevention Tips: College Theft and Damage


As students head off to college, many are not considering insurance options to keep them protected on-campus. According to the Insurance Information Institute, approximately 50 percent of all on-campus crimes are burglaries.  Many college students may be unaware of the precautions they should take to avoid personal belongings theft or damage. Many parents of college students are unaware their homeowners insurance often will protect their child’s possessions while they are living in on-campus dorms.

Here are some facts on insurance coverage, and some tips for college students to lower their risk of personal belongings theft and damage:
 
Understanding A Student’s Coverage at College:
  • Students under 26 years old who live on-campus are usually covered under their parents’ homeowners insurance policy, under “off-premise” coverage. Each policy is different, so be sure to contact your agent to understand your policy limits.
  • Electronics may have stand-alone insurance depending on the warranty or the benefits used from the credit card it was purchased with.
 
Ways to Lower Your Risk of Theft or Damage of Personal Belongings While on Campus:
  • Leave your valuables at home.
  • Create a dorm inventory by taking pictures or writing down all the items you are taking with you.
  • Do not access personal accounts on public computers.
  • Purchase and use a laptop security cable.
 
College can be a stressful time for students, by considering these tips, and with the help of your Edison Insurance policy, you can be provided with some peace of mind. For more tips on ways to prevent theft or damage of personal belongings at college, visit MarketWatch.
 

Edison Insurance Company knows the importance of keeping your family and home safe and protected. We strive to provide efficient, cost-effective, peace-of-mind protection for our policyholders. To learn more about Edison Insurance Company, please contact (866) 568-8922 or get a quote on our website

Safety Tips: Kids Walking and Biking to School

 


The time has arrived, it is back to school season.  Should you live near your child’s school, having your child walk or bike to school is a great way for them to get exercise and reduce air pollution from cars.  However, walking or biking to school may not always the safest means of transportation, which is why you should follow these tips below:

 
Tips to Tell Your Child When Walking to School:
  • Stay on a safe route with at least one crossing guard at every intersection
  • Walk with at least one friend or sibling
  • Say “no” to strangers who offer rides
  • Do not walk while texting or playing a game
  • Look both ways before crossing the street
 

Tips to Tell Your Child for Biking to School:
  • Ride on the right side of the sidewalk
  • Wear a helmet
  • Practice taking the bike route to school before the first day
  • Only cross the street when the walking/biking light or crossing guard indicates to do so
  • Try to use hand signals when turning
 

We hope you relay these tips to your little ones.  This way you can have a worry-free back to school season and feel confident your child will safely get to school.  For more information on tips to tell your child for walking or biking to school, visit healthchildren.org or the National Safety Council.
 
 
 
Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.
 
 

July is UV Safety Awareness Month



 
As Florida residents, having fun in the sun is great, however, it also important to remember the sun can be very harmful if we are not careful. The sun emits Ultraviolet (UV) waves which can be very dangerous to our bodies if proper precautions are not taken. According to the AIM at Melanoma Foundation, Florida ranks second in the United States for the highest rate of new melanoma cases. With July being UV Safety Awareness Month, Edison Insurance Company would like to ensure you and your family enjoy a fun and healthy summer. Here are some tips for your protection:
 
  • Wear proper clothing: If you plan on being outside most of the day, cover your body as much as possible. 
 
  • Slather on the SPF: The FDA regulates for sunscreen to have a minimum SPF of 15 to protect against UV-A and UV-B rays. It is also recommended to apply sunscreen 30 minutes before you leave the house, and reapply every 2-3 hours.
 
  • Protect your eyes: Wear hats and sunglasses to protect your eyes from the sun as many are not aware of between UV rays causing eye damage.
 
  • Seek Shade: The sun is at its strongest between the hours of 10 am to 4 pm. It is recommended to stay out of the run during those hours.
 
Protecting yourself and family from the dangers of sun exposure is essential for a happy, healthy, and safe summer. For more information on UV protection, click here
 
 
Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.
 

Keep it Cool in the Heat of the Summer



 

As Floridians, we can become used to the hot weather. However, in the summer months, hot days mixed with high humidity can cause dangerous heat-related illnesses. Did you know, 2017 was the hottest year to date in Florida? According to the National Centers for Environmental Information (NCEI), the highest daily maximum temperature in Florida on record was reported in Tampa, reaching 96◦F on April 29, 2017.  With the temperatures expected to keep climbing this year, stay cool by following these simple tips:
 
  • Drink lots of water:  The hotter the temperature is outside, the harder your body must work to cool itself off. A little perspiration is a good thing, as it means our body is successfully cooling down.  However, excessive sweating can be dangerous if the body is not replenished with the appropriate fluids.  Drink as much water as you can throughout the day especially while outdoors.
 
  • Wear appropriate clothing: Wear light, loose-fitting clothing to stay cool and comfortable. Try and avoid wearing dark colors and opt for lighter colored clothing, as they are more likely to reflect the sun's radiation.
 
  • Stay indoors: When the temperatures climb throughout the day, try to seek share or stay in the air conditioning.
  
  • Know the symptoms of heat-related illnesses including:
    • High body temperature (fever above 103◦F)
    • Nausea or vomiting
    • Muscle cramps
    • Weakness or dizziness
Should you experience any of these symptoms, seek medical assistance as soon as possible.

 
We hope you take these tips into consideration to make the most out of your summer. For more information on heat safety, click here.
 


 Thank you for visiting our blog. The safety of you and your family is Edison Insurance Company’s top priority. For more information on homeowners insurance in Florida, or to get a quote, call us at 866-568-8922.