EDISON BLOG

Time to “Fall Back” for the End of Daylight Saving Time


Edison Insurance Company would like to remind you, on November 4th, we turn our clocks back one hour at 2 a.m., to mark the end of Daylight Saving Time. As we welcome the extra hour of sleep, here are a few tips you should remember about Daylight Saving Time:
 
  • Most smartphones, tablets, and computers will automatically adjust to the new time. However, do not forget to manually turn back the clocks in your home and appliances.  
 
  • If you have timers for the lights in your home, be sure to reprogram them to adjust to the new time.
 
  • The end of Daylight Saving Time also serves as a reminder to test the carbon monoxide and smoke detectors in your home.
 
  • Daylight Saving Time will begin again on March 10, 2019. 


Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.

Thanksgiving Safety




Edison Insurance Company’s number one priority is the safety of you and your family. As such, we would like to provide you with some important safety tips for the upcoming Thanksgiving holiday. Thanksgiving is a day to enjoy great food surrounded by close family and friends, however, it is also one of the most dangerous days of the year if proper safety precautions are not in place. According to the National Fire Protection Association (NFPA), Thanksgiving is the peak day for home cooking fires.  Please consider these simple tips to make the most of your Thanksgiving celebrations:
 
  • Unattended cooking is the number one cause of fires. Someone should always be in the kitchen while cooking your Thanksgiving meal.
 
  • Keep children away from the stove, hot foods, and liquids.
 
  • Make sure your kitchen floor is clear of any tripping or slipping hazards.
 
  • Be sure to cook the turkey and other hot meals to their correct temperatures.
 
  • Enjoy your meal time around the dinner table, but be sure to refrigerate your leftovers within two hours.
 
 
We hope you have a terrific and safe Thanksgiving Day with your loved ones. For more Thanksgiving safety tips, click here.
 
 
 

Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.

5 Tips for National Package Protection Day



Celebrated annually on the Wednesday after Thanksgiving, National Package Protection Day encourages homeowners to protect against package theft. With the millions of packages being delivered to homes this holiday season, it is inevitable some will be stolen. Keep your packages safe by following these 5 tips:
 
  1. Track your packages online. Be sure to keep an eye on when your packages are set to arrive at your home, so you can make proper arrangements.
 
  1. Trust in a neighbor or friend. Should you be out of the house for several hours, ask a friend or neighbor to collect your packages for you.
 
  1. Ship in store. Many retailers allow you to ship items to their store near you. While this may not be as convenient, it does provide additional security. If the retailer you are shopping from does not offer store pick-up, consider shipping your package to your local pack and ship store for pick-up.
 
  1. Schedule your delivery. Most mail carriers allow you to reschedule the delivery of your packages if you are not going to be home. Some carriers may offer this option for free however, it could cost you a few extra dollars to reschedule depending on the delivery options available.
 
  1. Install security cameras. A security camera serves as a great deterrent for criminals. Most security systems will send notifications to your phone when there is motion detected at your doorstep. Some security systems also allow you to video conference with someone at your door, which is a great deterrent for thieves. 
 
 
Although there are many benefits of online shopping and home delivery, do not forget to take heed of some of our safety tips to keep your packages safe this holiday season.
 
 
Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.

Fire Safety Tips for Fire Prevention Week



Recognized each October, National Fire Prevention Week serves to educate us about the importance of fire safety. Fires can occur anywhere and at any time. In fact, the NFPA reports U.S. fire departments respond to a home fire every 86 seconds.  In recognition of this year’s Fire Prevention Week, October 7-13, Edison Insurance Company would like to provide some tips for reducing the likelihood of a fire in your home, and how to escape safely in the event of a fire.


Fire Prevention
  • Cooking is one of the most common causes of home fires. Never leave a hot stove unattended and keep a fire extinguisher in the kitchen.
  • Be sure to have a smoke alarm inside bedrooms and outside of each room of your home. Don’t forget to test them frequently.
  • Check your outlets and extension cords to make sure they are not overloaded.
  • Do not smoke inside your home. Or better yet, quit smoking altogether.
  • Keep flammable items in open areas and away from heat sources.

Escape Planning
  • Create a home fire escape plan.
  • Each member of the family should know two ways out of every room.
  • Don’t forget to plan an outside meeting place.
  • Practice your home fire drill with your family at least two times a year.

For more escape planning tips, click here.

 
As a Florida homeowner, it is important to protect your property should the unexpected occur. Sufficient insurance coverage to fit the needs of your family is available through Edison Insurance Company. Should you have any questions or concerns about your policy, contact your agent, or call us at 866-568-8922. 
 

October is National Cyber Security Awareness Month


 

Created by the U.S. Department of Homeland Security and the National Cyber Security Alliance, October is Cyber Security Awareness Month, bringing awareness to risks of your personal data being hacked. Guarding your personal information online can be quite simple. Consider these tips for increasing your cyber security:
  
  • Avoid sending or storing personal information on your devices
  • Do not use untrustworthy public wireless hot-spots
  • Update your computer software with the latest security
  • Avoid suspicious emails and phone calls
  • Use strong passwords
  • Don’t overshare on social media
 
We hope you follow these tips to protect your personal data from being stolen online. For more cyber security tips, visit staysafeonline.org.
 
Should you fall victim to identity theft, Edison Insurance Company is here to help. For a minimal annual cost of $25, we offer protection against identity theft. Our ID theft protection will work to restore your credit to the level it was prior to the breach and will reimburse up to $25,000 in out-of-pocket expenses used to reestablish your credit. Give us a call at 866-568-8922 or contact your agent for more information.
 
 
Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.

8 Tips for Preventing the Flu


 
Although the flu virus is detected year-round, flu season begins in October. For most, the flu knocks us down for a few weeks and we will be back to normal in a short period of time. However, the flu can be serious, or even deadly if you have additional conditions. Greatly reduce your risk of catching the flu this season by following these tips:
  • Wash your hands often
  • Avoid touching your eyes, nose, or mouth without washing your hands
  • Get the influenza vaccine once a year
  • Eat a healthy diet containing vitamins C and E
  • Drink lots of water
  • Exercise daily
  • Try to get a sufficient amount of sleep
  • Use alcohol-based hand sanitizer if you are unable to wash your hands with soap and water
 
 
Use these precautions to help lower your risk of catching and spreading the flu.  For more tips on how to prevent yourself from getting the flu, click here.
 
 
Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.

Scare Safely on Halloween




 
Halloween is one of the most exciting days of the year for kids and many adults. However, millions of parents worry about their children’s safety on Halloween for a variety of reasons. Halloween may be known to be the spookiest and scariest day of the year, and sometimes it can be for the wrong reasons. According to Safe Kids Worldwide, twice as many child pedestrians are killed while walking on Halloween compared to any other day of the year. Here are several steps you can take to keep your family safe this Halloween:

Walking
  • Look before you cross the street
  • Younger trick-or-treaters should always be supervised
  • Use sidewalks and paths
  • Stay in well-lit areas
 
Costumes
  • Use reflective tape or stickers on costumes and bags to be visible to drivers
  • Do not let your child wear a mask, as it can get in the way of their vision
  • Make sure the costume fits properly to avoid tripping hazards
 
Driving
  • Drive cautiously and slowly
  • Eliminate any distractions like cell phones
  • Slow down and be alert in residential neighborhoods
  • Never drink and drive.
 
These tips will make sure your children have a safe Halloween.  We hope you and your family have a fun and safe Halloween. For more tips on Halloween safety, visit Safe Kids Worldwide.
 
 
 
Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.
 

Hurricane Comparison: Andrew vs Irma


 
Hurricane Irma and Hurricane Andrew are two of the largest and most devastating hurricanes to ever hit Florida. Although there is a 25-year difference between the two, comparisons have been made due to their size and strength. Here is a detailed look at how Hurricane Andrew and Hurricane Irma compare:
 
Dates:

Andrew: Occurred from August 16th to August 28th of 1992.
 
Irma: Occurred from August 30th to September 13th of 2017.
 
 
Category and Wind Speeds:
 
Andrew: Hurricane Andrew hit Florida as a Category 5 Hurricane with sustained winds at 143 mph and gusts reaching 173 mph.
 
Irma: Hurricane Irma hit Florida as a Category 4 Hurricane with winds at 185 mph and gusts reaching a whopping 210 mph.
 
 
Their Track in Florida:

Andrew: According to Accuweather, Andrew churned along the east-to-west coast of South Florida rapidly. Particularly causing the most damage to southern Dade County.

Irma: Hurricane Irma went along the west coast of Florida, from the south to north. Irma caused damage to such a large area of the State due to its track and spread out hurricane-force winds.
 

Damage and Cost:
 
Andrew: Hurricane Andrew destroyed roughly 125,000 homes, costing $25 billion in damages. Andrew was the most expensive natural disaster in U.S. history until Hurricane Katrina in 2005.
 
Irma: Due to Irma’s size and strength, the Office for Coastal Management reports the damages to cost roughly $50 billion. Which puts Irma in the top 5 of the costliest hurricanes on record in the United States.
 
 
As we hope to never have to endure another hurricane like Andrew or Irma, it is always important we are informed and prepared. Check out our blog for useful hurricane preparation tips and information. For a more in-depth look at the comparisons between Andrew and Irma, click here.


 
Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to Florida homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.

National Preparedness Month


September is National Preparedness Month, reminding us all to be prepared for natural disasters and emergencies. Whether you are new to Florida or a lifetime resident, we encourage you to take this opportunity to be proactive with your disaster plans. In honor of National Preparedness Month, here are some important emergency preparedness tips:
 
 
  • Stock up on your hurricane supplies
 
  • Sign up for local and state emergency alerts.
   
  • Be sure your homeowners insurance is up to date with the right coverage. Contact your agent should you need to make any changes.
 
  • Install and test the smoke and carbon monoxide detectors in your home.
 
 
You never know when a disaster may strike, but you can certainly plan ahead which will assist you and your family to remain calm during a disaster. Remember, September is also the statistical peak of hurricane season, so take action now.  For more information on National Preparedness Month, visit ready.gov.
 
 
Allow Edison Insurance Company to shine our light on you and your family by insuring your home, condominium, and precious belongings. Should the unexpected occur, you will be our main focus while we restore your home. To learn more about Edison Insurance Company, or to get a quote, please give us a call at 866-568-8922 or visit our website.

National Childhood Injury Prevention Week


September 1st to 7th was National Childhood Injury Prevention Week. According to the CDC, 9.2 million children visit emergency rooms annually, due to unintentional injuries.  Here is some information on common child injuries, and prevention tips:
 
The National Institute of Child Health and Human Development found falls to be the most popular cause of nonfatal injuries for children 0-19 years old, resulting in 8,000 emergency room visits every day. Other common causes of pediatric injuries include:
 
  • Motor vehicle accidents
  • Suffocation
  • Drowning
  • Poisoning
  • Burns
 
Prevent childhood injuries by following these easy tips:
 
  1. Make sure your child’s car seat is tight.
  2. Secure and anchor home furniture.
  3. Check smoke and carbon monoxide alarms monthly.
  4. Move your toxic products and medicines to an area out of reach.
  5. Check for small items to prevent children from choking.
 
We hope you take these tips into consideration and help prevent childhood injuries. For more information detail on pediatric injuries, visit safekids.org.
 
 
As a Florida homeowner, it is important to protect your property should the unexpected occur. Sufficient insurance coverage to fit the needs of your family is available through Edison Insurance Company. Should you have any questions or concerns about your policy, contact your agent, or call us at 866-568-8922.