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Archive: January 2017

How Often Should You Review Your Insurance Policy?

Think you’ve done adequate review of your insurance policy? Well, think again. Reading through your insurance policy and benefits before signing and submitting just isn’t enough. We all go through many life changes each year, which could have a significant impact on your insurance needs. Here are a few changes which could occur which may show you why you may want to take another look at your policy:

  • Marriage or divorce


  • A child or grandchild who is born or adopted


  • Significant changes in your health or spouse’s health


  • Purchasing refinancing a home


  • Coming into an inheritance


  • Family members in need of long-term care or taking on the financial responsibility of an aging parent

There are many other changes which could occur in one’s life. In order to be sure you are protected, it may be best to take a few moments to review your policy or speak to your agent so you can obtain the coverage which suits you best.

Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to FL homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.

Choosing a Homeowners Insurance Carrier

Purchasing a new home is a major investment, therefore, choosing a dependable homeowners insurance company should be one of the first decisions you make. During your decision-making process, it is important to keep a few things in mind:
  • Years in business: Do a little research on the company and find out how many years they have been in business. Some people feel more comfortable than others when it comes to investing in a newer business. Although a newer business isn’t necessarily better than an older one, you may be able to get a better idea of their track record.
  • Financial Stability: Financial Stability Ratings® (FSRs) are useful when comparing insurers - the higher the rating, the greater the company's financial stability and capability to fulfill their financial obligations to you - the policyholder. Educating yourself about a company’s financial strength is very important, since this will be the company in which you are placing your trust.
  • Customer Satisfaction Ratings: Hearing what previous/current customers have to say about their insurance company can be extremely beneficial. You can see through the customers’ eyes based on their experience and satisfaction with the company. This shouldn’t be the only method you use during your decision-making process, but it should give you a good idea on how the company treats its customers.
The most important thing is to do your research. Choosing a homeowners insurance carrier based on popularity or what you’ve heard on TV or the radio isn’t the best idea. You deserve the peace of mind which only comes from knowing your biggest investment is protected by a strong, solid carrier. 

Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida home insurance or to get a quote, please call (866) 568-8922.