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Archive: December 2017

5 Ways to Make Your Home Safer


As a homeowner, you already know the basics. Locking your front doors, looking through the peephole, or asking “Who is it?” before opening the door, and setting the alarm are usually done by instinct. However, there is more we can do to protect our homes in just 5 simple steps:
Examine all doors in your home for potential weaknesses: To prevent intruders from kicking your door in, use a solid wood or steel door, instead of a hollow lightweight door. If you have sliding doors, inspect the locks to make sure they are sturdy. For extra protection, use a rod or metal stick to stop the door from sliding open, even after you have locked it. This method also prevents small children from sliding the door open and injuring themselves.
Use longer, tougher screws: The screws in your deadbolt strike plate (the piece of metal where the deadbolt latch goes into the door's frame) should be at least three inches long to ensure the plate is sturdy and not easily knocked out.
Warning signs: Intruders generally seek the easiest target. If you are using a security company for an alarm system such as ADT, don’t hesitate to hang a sign or stick a decal on your doors and windows. Let everyone know your home security system is armed and ready.
Be creative: If an intruder does manage to enter your home, they will attempt to grab the most valuable items in a short period. Instead of placing your valuables in obvious places like the dresser drawer and bedside table, put them in a hidden safe and instead. You can even use little tricks such as leaving an old, worthless laptop or shiny costume jewelry out where they can see. It is unfortunate if your home is burglarized, but at least you’ll be able to protect most of your belongings.
Practice safety measures when going on vacation: Simple steps such as placing your mail on hold, setting timers on your lights, and parking your vehicle in the garage make it difficult for people to you are planning a trip. 

Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips. Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida homeowners insurance or to get a quote, please call (866) 568-8922.

Common Forms of Identity Theft

Many people fail to realize identity theft comes in various forms. You’ll be surprised to learn how easily your personal information can be accessed by hackers, and in how many different ways. There are steps to protect yourself from falling victim to identity theft, but first, you should know the common types of theft or fraud.
Insurance Identity Theft
This type of fraud occurs, for example, when someone uses another person’s information to receive medical treatment. It can have a serious impact and leave victims with higher insurance premiums and huge medical bills.
Child Identity Theft
This type of identity theft occurs when a child is the victim of the crime. Criminals will use a child’s social security number to access loans or even open accounts to commit fraud. It is important to protect your children identities, using the same measures you would to protect your own personal information. Falling victim to identity theft at such a young age could follow them through their entire lives, and affect them when they go off to college and apply for student loans or a car.
Tax Identity Theft
Tax ID theft is formed through fraudulent tax refund claims. Criminals send claims to the IRS using stolen information such as social security numbers and names. If you fall victim to this crime, it can significantly delay your ability to access legitimate tax refunds. You can protect yourself by practicing safe internet habits and avoiding opening and responding to strange emails about your personal information. Be very cautious when giving out your social security number over the phone and make sure the numbers you are calling (or calling you) are legitimate.
Synthetic Identity Theft
This is one of the most sophisticated kinds of identity fraud, in which criminals use a social security number in combination with fake information such as names and addresses, resulting in the creation of a completely new identity.
Criminal Identity Theft
This is a very common form of ID theft in America, where an individual commits a crime under someone else’s name. During the process of being arrested, the criminal will at times use a fraudulent ID with your name and other details, in order to keep a clean record for themselves. There are identity monitoring services you could use from reputable identity protection agencies to protect yourself, along with practicing safe habits online and even around ATM’s and public spaces.

Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to FL homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.

Keep Your Eyes Peeled and Your Identity Secure This Holiday Season


Around this time of year, the sales are hot and everyone is gearing up to buy presents, decorations, clothing and more. Criminals count on these heightened emotions to find easy targets for scams and theft.
Pay attention to your receipts and statements: This is a great way to keep track of spending and manage your holiday budget. It’s also a good reference to verify unknown charges on one of your accounts. Sometimes it could be forgetfulness, other times it could be theft.
Charity Scams: Always do your research before donating to a charity, especially during the holiday season. If you’ve never heard of it before, it only takes a minute to search it online.  Unfortunately, this is often the time of year where we see a rise in charity scams.  If you’d like to give this holiday season, contact your charity of choice directly to find out how you can donate to their organization. If you’re still iffy about giving money, donate your time to an organization in need.
Protect Yourself Online: Don’t let those sales fool you. When shopping online, avoid third-party websites. We’ve all heard the horror stories of ordering things from pop up sites and never receiving them, only to find out the shop has disappeared and you have nothing to show for it. Don’t do what’s convenient, do what’s right.
We hope you’ll keep these suggestions in mind in order to protect your personal information and finances during this busy time of year. Happy holidays!

Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips. Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida homeowners insurance or to get a quote, please call (866) 568-8922.