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Archive: March 2017

New Season, Fresh Start: Quick Spring Cleaning Tips

Spring is finally here, which means freshly blooming flowers, happily chirping birds, and a hint of warmth in the air. Spring signifies rebirth, new growth, and vitality. Here are some steps to a successful Spring cleaning.
  •  Use the appropriate cleaning supplies: If your kitchen has stainless steel appliances or you have granite countertops, be sure to use a cleaning substance which is made for the specific material, giving it a better clean.
  • De-Clutter: Now is the time to go through your cupboard, pantry and refrigerator to clear out expired or unhealthy items. It is easy for old or expired items to go unnoticed, so take the time to sort through everything and re-organize. Getting rid of unhealthy items signifies the start of a healthier lifestyle.
  • Tackle the refrigerator: This means the inside and the outside. The best thing to do is remove all of the items from your refrigerator, along with the drawers and shelves and clean everything individually. Before putting the items back in, clean the surfaces which cannot be removed with a sponge.
  • Change your normal routine: A new season calls for a fresh start. Try something new, such as weekly family activities, diet, exercise, etc.
  • Clean the windows: Windows are one of the many things in your home which go unnoticed year-round. Cleaning each window in the house, inside and out, may seem time consuming, but doing so will make your home sparkle. Tip: Wash your windows on a cloudy day, to prevent the sun from drying the cleanser before you finish wiping, which avoids streaking.
  • Rip out weeds and plant new seeds: Since you are cleaning the inside of your home, you might as well clean the outside as well. Make an effort to remove the weeds growing in your garden and replace them with seeds which will let your garden flourish.
  •  Deep clean your oven and dishwasher: If you noticed a burning smell when you turn on your oven, it is because something actually is burning. After cooking many meals, there may actually be food stuck to the inside if your oven which is burning every time you turn it on. With a sprinkle of baking soda and white vinegar, it should be easy to scrub off the mess. As for your dishwasher, after you’ve cleared any food pieces from the bottom, run an empty cycle with safe dishwasher cleanser.
  • Have your carpets steam-cleaned: The choice to bring in a professional or handle the task yourself is ultimately yours, but it is best to deep clean your carpets 3-4 times a year. Even though your carpet may appear to be clean, they are proven to hold a lot of bacteria and dirt, especially from shoes.  
When the time comes to deep clean your home, be sure to do a complete walk-around in your home and focus on areas you usually wouldn’t. Have your family members help out and assign each person a different task so you can get the job done quicker. This is the key to a successful Spring cleaning. Wishing you a great season of new beginnings.

Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips. Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida home insurance or to get a quote, please call (866) 568-8922.

Daylight Saving Time Begins on March 12th

On March 12th, 2017 at 2am, the clocks will spring forward 1 hour, marking the beginning of Daylight Saving Time. For some, the thought of losing an hour of sleep in the Spring is more difficult than adjusting to the extra hour we get in the Fall. Here are some tips to help you quickly adjust this year:
  • Sunrise and sunset will be 1 hour later than the day before. Remember to set your alarms, since your body clock may be a bit off.
  •  Avoid taking a nap in order to fall asleep earlier, helping you wake up the next day. By taking a nap, you are providing your body with extra energy which will only keep you awake longer at bedtime.
  •   Be alert. Give yourself an extra push to get yourself out the door on Monday. Pay extra attention on the road, as you may not be the only tired driver on the road. 
  • By eating meals at your normal scheduled times, it will help your body adjust to the time change much faster. Try to keep your schedule as regular as possible.
By embracing this small time change, you will be adjusted in no time. We hope you will take these suggestions into consideration when Daylight Saving Time approaches. 

Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida home insurance or to get a quote, please call (866) 568-8922.

The Importance of Child-Proofing Your Home

According to the U.S Centers for Disease Control and Prevention, approximately 2.3 million children are accidentally injured every year and more than 2,500 are killed. Because of this, it is extremely important you take measures to child-proof your home. Here are some tips to keep your children safe in your home:
Hire a professional: If you are worried your “DIY project” won’t do the trick, hire a professional to do the work. This will give you peace of mind and you’ll be certain nothing falls through the cracks.
Get a “baby’s eye view” of your home: You won’t realize how many things a child is able to get into unless you take a look for yourself. As silly as it may seem, get down on your hands and knees and take a crawl through the house. Ask questions such as: “What looks tempting?”, “What would I touch if I were a baby?”, and “What’s within reach?”. Anything which draws your attention should be child-proofed.
Pay attention to all life stages: As your baby grows, you will need to consider reevaluating your home. There will be more things your child can reach and grab, such as items from low surfaces like coffee tables.
Lock up potential poisons: It only takes a second for a child to put something into their mouths. Lock away cleaning supplies such as bleach, along with sharp objects and medicines.
Beware of tiny objects: Keep an eye out for small pieces on the floor such as coins, beads and paper clips which your baby could choke on and avoid buying toys which contain these things. If there are other children in the home who play with small toys, be sure to designate an area where they can store them, away from your baby.
Be wary of visitors: Although you may have child-proofed your home, it doesn’t mean your guests’ pockets and purses are child-proof as well. Babies are curious and will be attracted to new things.
Install gates: This is something a professional may insist on when evaluating your home, but if you are doing it yourself, it is something you should consider. Installing gates in your home allows you to keep your baby in a designated area, as well as away from prohibited dangers such as stairs and open doors. Generally, you should invest in gates which are difficult for children to dislodge or break, but ones you can easily open and close in the case of an emergency.
We hope you will take these suggestions into consideration when child proofing your home. For more information and other ways to keep your home safe, visit www.parenting.com

Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips. Edison Insurance Company’s mission is to provide quality coverage at competitive rates while providing exceptional service.  For more information on Florida home insurance or to get a quote, please call (866) 568-8922.

Travel Insurance 101

Most people often have to think before they add insurance to their travel plans, but the few extra dollars it costs to insure your trip, could actually save you in the long run. A vacation or trip can sometimes cost thousands of dollars, so it is extremely important you cast your safety net.
What is Travel Insurance?
There are several types of travel insurance, including Trip Cancellation, Lost Baggage, Medical, Dental, Emergency Evacuation, 24 Hour Traveler Assistance, Baggage Delay, Travel Delay, and Accidental Death Coverages. Some policies may also offer options for rented cars such as Collision/Damage coverage. There are policies which offer all of these options in a bundle, or separately depending on the type of trip you are taking. In the case you may need to cancel your trip due to illness or unforeseen events, your travel insurance will come in handy.
Trip Cancellation Insurance:
This should not be confused with a Cancellation Waiver, which many cruise and tour operators offer which provides coverage should you have to cancel the trip. Waivers usually cost around $40-$60, but they have limitations, such as the time period in which you may cancel. Most waivers don’t cover you if you cancel right before the trip (which is when most people cancel) or after the trip has begun.
Trip Cancellation Insurance would reimburse you if the cruise line or tour operator has gone out of business, or if you have to cancel the trip due to illness, death, or other scenarios listed in your policy. Even if you or a family member are injured during the trip, most policies would reimburse you for the unused portion of the trip.
The cost of this type of insurance can range between 5-7% of the cost of the vacation. While you may think or hope everything will be fine, it could be in your best interest to consider insuring your trip.
Lost Baggage:
This is every traveler’s nightmare. From the time you check your bags in, there is usually a moment of anxiety until it appears again on the belt at your given destination. This type of coverage comes into effect if your personal belongings are lost, stolen or damaged during travel. It may be a good idea to check with your airline or trip operator to see how much coverage they offer for your belongings.
If you or your family member had to be airlifted or transported to a hospital due to an accident, or if you needed to stay in a foreign hospital for an extended period of time, your policy would provide coverage. It should also provide coverage if you needed to fly home because you weren’t feeling well during the trip. You should also check with your current health insurance provider and find out what type of coverage you already have for travel.
Accidental Death:
In the event the worse thing happens, and you or a family member pass away on your trip, travel insurance would provide a variety of coverages. If you already have a life insurance plan, this may be unnecessary, however, taking a moment to learn more about accidental death coverage may be something to consider before embarking on your next adventure.

Certain credit card companies offer travel-related services and coverage and you could also purchase it from either a travel agent or directly from an insurer who specializes in travel-related coverage. Before booking your trip, have a discussion with your family to decide if travel insurance could be beneficial.
We hope these suggestions will help you when making the decision to purchase travel insurance. Safe travels.

Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. We have taken a bright and innovative approach to FL homeowners insurance with coverage options allowing you to customize a policy to best fit your needs. To learn more about Edison Insurance Company, or to get a personalized quote, call us at (866) 568-8922.