Binding Restrictions in Place for Brevard, Charlotte, Lee, Sarasota, and Volusia county due to Hurricane Nicole.
Should you need to file a claim, please call our Claims Department at: 888 683 7971
If you have flood damage, please contact your flood insurance provider or FEMA at 800-621-3362
Header Image
Get a Free Quote
Get a Quote Find an agent


Archive: December 2021

Fireworks Safety Tips

  (Updated September, 2021) Holidays like New Year's Eve and the Fourth of July are enjoyed by many-especially when there are fireworks displays involved.  With the pandemic putting a damper on these events the last couple of years, we are all looking forward to the new year and a return to normalcy by gathering and enjoying firework displays at home with family.  However, fireworks can be dangerous.  If you live in a state where fireworks are legal for use, it is important to follow the proper safety precautions for your well-being and the safety of everyone around you. In preparation for holiday celebrations, here are 10 fireworks safety tips to remember.   Always place fireworks on a hard, level, fireplace surface. Shoot fireworks off in a wide, open area, away from flammable materials. Designate a responsible adult to set off fireworks. Keep everyone at a minimum of 200 feet away from the fireworks once you are ready to set them off. Refrain fr ...
Read More

3 Things To Do While Taking Down Holiday Decorations

At the end of the holiday season, taking down light displays and outdoor decorations is simply not as fun as putting them up. As you lug out the ladder to take down your exterior decorations, we suggest taking the opportunity to do some important home maintenance.

First and foremost, make sure to practice ladder safety to prevent accidents from happening. Your ladder should be on an even surface, and someone should be holding it for you. Always keep both feet on the ladder and don’t step on the top rung unless it was designed for that purpose.

Now since you’re on your ladder safely, here’s three things to do in addition to taking down your holiday decoration.

1. Clean gutters

Scoop out any buildup with gloved hands or a small shovel (they make special tools for this purpose, but a kid’s sand shovel should work fine). You may want to place a tarp underneath the work area to catch the debris you scoop out. Once you remove all the built-up debris, give the gutters a rinse with a hose and flush out anything left behind.


2. Trim Trees

While you’re up on the ladder look around to see if any there’s any trees or vines encroaching or touching your house. If so, take this opportunity to trim your tree. Use a pair of loppers to cut off vines and small branches. For bigger branches you may need to hire a professional.


3. Check roof for damage

Depending on what type of roof you have damage could show up in several surprising ways. If you have an asphalt-shingled roof look for loose, broken, or cracked shingles along with any bubbling. For a tile roof, look for chipped tiles or any separation between tiles. A metal roof is easiest to spot damage on, look out for dents or signs of rusting. It’s important to keep in mind the age of your roof as each material has an expected lifespan.


Should you spot signs of wear and tear damage while on the ladder surveying your roof, make repairs as soon as possible.

It is important to note like tires on a car, wear and tear damage is not covered in your homeowner’s policy and is considered homeowners maintenance. When hiring a roofer to make repairs, make certain they are licensed and insured and obtain references from their prior clients.  Additionally, never pay a contract/roofer in-full until they have completed the work and any job inspections have been passed by the county.


Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. Ask your agent how they can help make sure you have the proper coverage or call us at 866-568-8922.

Keeping Your Home Safe and Secure During the Holiday Season

Holidays and homeowners insurance don’t usually go in the same sentence, but they should. This time of year brings with it extra decorating, extra traveling, and extra fun. This time of year also brings with it more fires and more theft. Therefore, having the proper homeowners coverage can be like having your own Secret Santa or helpful elf. Follow our tips to keep your home safe this December.


Practice Electrical Safety

Make sure to inspect any string lights or decorations for frayed cords or cracked bulbs before putting up. Then when you plug in those decorations don’t overload extension cords or outlets. Help prevent overheating and save electricity by utilizing a programmable outlet timer to turn on and off your decorations each night.  


Tis the Season for Increased Fire Risk

The kitchen is the number one place home fires start, so double check your smoke alarms and fire extinguisher before cooking any holiday feasts. Another top fire starter is candles. So, if you’re celebrating Hanukkah or Kwanzaa, remember to never leave a lit menorah or kinara unattended and blow out any candles before going to bed or leaving home. And don’t forget to water your live tree often to avoid fire.


Be Proactive About Packages

Online shopping during the 2020 holiday season surged 32% than the year prior, and the number is sure to keep growing. More online shopping means more packages to be delivered and opportunities for porch pirates to strike. The best thing is to plan to be home when your package is scheduled for delivery, but if you’re not able, we suggest leaving directions for a safe place to put the package. If shopping on Amazon, you can utilize an Amazon Hub to rest assured your package will be safe.


Keep Travel Plans Offline

If you travel during the holiday season, make sure to keep the details of when you’re leaving and how long you’ll be gone off social media. Posting this information gives access for a thief to know when your house will be empty and able to be targeted.


Protect Your Empty Home

First and foremost, let your neighbors know of any travel plans during the holidays so they can keep an eye out on your home. While you’re away from your home have your mail held and install smart lighting or programmable outlets to have lights come on in the evening to appear at home. For extra security you can install a security camera or monitored home system to keep an eye on your home.


Having a monitored burglar and fire alarm installed can also save you money. Edison Insurance Company provides a policy discount to homeowners who provide a certificate/proof of a monitored system at their home. 


Make Sure Your Home is Properly Covered  

These tips will help keep your home safe and limit your exposure to these holiday dangers but it’s important to also review your policy to ensure you are properly protected. Is your Coverage A limit enough to rebuild should a fire burn down your 

home? Is your Coverage C limit enough to replace all your belongings if your home is burglarized?  


Keeping your family and home safe and protected is Edison Home Insurance Company’s number one priority. Ask your agent how they can help make sure you have the proper coverage or call us at 866-568-8922.

Protecting Your Identity Now and Through the New Year

Florida is the state most vulnerable to identity theft, according to finance website, WalletHub. In fact, identity theft is reported to have been experienced by 33% of U.S. adults. In 2020 alone there were nearly 1.4 million reports of identity theft to the Federal Trade Commission.


These staggering statistics stress the importance of being protected from identity theft. No one wants to go through the process of getting fraud cleared from their name and accounts. By following our tips you’ll be able to better protect your assets and prevent identity theft from happening to you.


Keep an eye on credit card and bank statements.

By reviewing these documents on a regular basis, you’ll be able spot unknown charges on your account before it becomes too big of a problem. Should anything appear incorrect, contact your financial institution immediately.

Protect yourself online.

Always make sure you are using a secure site when entering your credit card information online. This means confirming the web address changes to “https” on any page you have to enter valuable information. HTTPS protects customer information by providing extra security and encryption to the forms.


Be wary of charity scams.

Do your research before donating to a charity, especially during the holiday season. If you’ve never heard of the organization, it is best to do a quick search online to be sure it is credible. This is often the time of year where we see a rise in charity scams. If you’d like to give back this holiday season, contact the charity of your choice directly to find out how you can donate or volunteer with their organization. 


Use alerts for banking and other financial institutions.

Most banks will allow you to sign up for email or text alerts for activity on your account. You can also set up free fraud alerts from the three major credit bureaus: Experian, TransUnion, and Equifax.


Create different passwords for each account.

Using a unique password for each account will help your other accounts from being at risk. When given the opportunity, always add an authentication step to even further protect access to your account. Also make sure your security question answers are not easy to figure out through social media.


Watch your mailbox.

Stolen mail is one of the easiest paths to identity theft. By signing up for Informed Delivery through the USPS you’ll be sent a preview of your mail before it arrives and be able to tell if anything is missing when you collect 

your mail. If going out of town, make sure to have your mail held by the post office until you’re back.


Shred documents containing personal information.

Destroying documents with your personal information reduces the likelihood of becoming a victim of identity theft. Anything containing sensitive information such as an account number, billing statement, or credit card number should be shredded before being thrown in the trash or recycling.


Add Identity Theft Coverage to Your Homeowners Policy

We hope you’ll keep these suggestions in mind to protect your personal information and finances during this busy time of year. Unfortunately, some things fall through the cracks so it’s important to be prepared for the worst.


Should you fall victim to identity theft, Edison Insurance is here to help. For a minimal annual cost of $25, we offer our policyholders protection against identity theft. Our ID theft protection will restore your credit to the level it was prior to the breach and will reimburse our policyholders up to $25,000 in out-of-pocket expenses used to reestablish your credit. To learn more about additional coverages we offer, click here.


Keeping your family and home safe and protected is Edison Insurance Company’s number one priority. Ask your agent how they can help make sure you have the proper coverage or call us at 866-568-8922.

Holiday Safety Tips

We would like to provide the following tips to lessen the risk of an accident occurring this holiday season.

Read More